185 S RIVERWALK DRIVE, Palm Coast, FL, 32137 | $1,650,000

Under Construction. Welcome to luxury waterfront living in Palm Coast Plantation, perfectly situated along the scenic INTRACOASTAL WATERWAY. This stunning custom POOL home offers the ideal blend of elegance, comfort, and Florida lifestyle.

Spanning over 3, 300 square feet of thoughtfully designed living space, this residence features 4 spacious bedrooms, a dedicated study, and expansive open-concept living areas with designer finishes throughout. The gourmet kitchen flows seamlessly into the great room and outdoor living space—perfect for entertaining or relaxing while enjoying serene water views.

(Pool concept) Step outside to your private oasis complete with a resort-style pool, sun shelf, spa, and beautifully designed outdoor living and dining areas. Whether hosting guests or enjoying quiet evenings, this home delivers the ultimate indoor-outdoor experience.

The luxurious master suite offers a peaceful retreat with spa-like bath, dual walk-in closets, and direct access to the outdoor living space. Additional bedrooms are generously sized, providing comfort and privacy for family and guests alike.

Located within a gated, guard-secured community, Palm Coast Plantation offers an unmatched lifestyle with premium amenities including a large community pool and hot tub, fitness center, tennis and pickleball courts, basketball court, playground, and scenic walking paths. Residents also enjoy access to private docks on Emerald Lake and the Intracoastal, as well as RV and boat storage.

Perfectly positioned, this home is just a short drive to the beautiful sands of Flagler Beach and all the shopping, dining, and conveniences of Palm Coast.

This is more than a home—it’s a lifestyle. Don’t miss your opportunity to own a piece of paradise on the water.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 12
  • Bedrooms: 4
  • Baths: 4 full / 2 half
  • Lot Size: 60 x
  • Laundry: Inside, Laundry Room
  • Year Built: 2026
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,382
  • Acreage: 0.47
  • Lot Size: 60 x
  • Est. Taxes: $2,890
  • HOA Fee: $716 Quarterly
  • Lot Desc: Conservation Area, In County, Landscaped, Near Golf Course, Near Marina, Sidewalk
  • View: Trees/Woods, Water
  • Pool: In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: FC317007
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /eprop/FC317007/185sriverwalkdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/15/2026 12:17:47 AM)
Listing courtesy of TRADEMARK REALTY GROUP LLC   Phone: 386-447-6889

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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185 S RIVERWALK DRIVE, Palm Coast, FL, 32137

$1,650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,320,000 $1,320,000 $1,320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.223% 6.164%
Monthly Tax Payment $241 $241 $241
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,703 $8,020 $11,139
Total Monthly Payment $8,069 $8,386 $11,505

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.