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Well-maintained and updated 2-bedroom, 2-bathroom lakefront ground-floor condominium located in a quiet, established neighborhood. This inviting home offers a spacious and functional layout with abundant natural light and serene water views. The open living and dining areas flow seamlessly to a private, screened patio, perfect for relaxing or enjoying peaceful lakefront scenery. The updated kitchen is well-appointed with ample cabinet space and newer stainless steel appliances, while both bedrooms are generously sized. The primary suite has a large walk-in closet, en suite bathroom, patio access and tranquil lake views. Guest bedroom is an en-suite making it convenient for visitors. Featuring newer water heater and 1 year old A/C with 8yr remaining, transferable warranty. Dedicated dining area has French doors that lead into a well lit flex room, making it a versatile home office/ study space. Convenient ground-floor access adds ease and comfort, ideal for everyday living. In unit washer and dryer. Unit offers 2 assigned parking spaces directly in front and ample guest parking. Isla Merita features a clubhouse and pool and is nestled in a well-cared-for, all ages and pet friendly community, offering a calm, residential atmosphere while still being close to lots of shopping, dining, and local amenities. Well ran association with solid financials. Negotiable furniture makes this turnkey property ideal for a vacation home or primary residence and is truly a must see! Association screening and approval required.
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$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $231,200 | $231,200 | $231,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $171 | $171 | $171 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,368 | $1,424 | $1,874 |
| Total Monthly Payment | $1,614 | $1,670 | $2,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.