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Tucked away on more than 16 acres of mostly cleared pasture, 426 Oak Creek Road delivers the kind of privacy and usable land that’s becoming increasingly hard to find. The home is barely visible from the road, creating a peaceful, secluded setting while still being just minutes from the heart of Seneca. This 4-bedroom, 3. 5-bath home features a spacious, functional layout with the owner’s suite conveniently located on the main level, along with a half bath for guests. The main living areas flow seamlessly to a large front porch, as well as a screened back porch and deck that overlook the open land—ideal for enjoying quiet mornings or entertaining. The walkout basement expands the living space with three additional bedrooms and two full bathrooms, providing flexibility for guests, family, or multi-generational living. There is also about 700 square feet of unfinished space, perfect for storage, a workshop, or future customization. Step outside to your own private retreat, complete with an in-ground pool surrounded by low-maintenance turf, offering a clean and functional space for relaxing or hosting. The property itself is a standout feature, with expansive pasture land and a creek running along the rear boundary—creating opportunities for recreation, animals, or simply enjoying the outdoors. Adding to its efficiency, the home is equipped with solar panels that significantly reduce power costs, with some months reported at less than $10. If you’ve been searching for space, privacy, and versatility—all within close proximity to town—this property is one worth seeing.
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Our Executive Mortgage Banker:
$819,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $655,920 | $655,920 | $655,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.300% | 6.235% | 6.164% |
| Monthly Tax Payment | $103 | $103 | $103 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,880 | $3,985 | $5,535 |
| Total Monthly Payment | $4,074 | $4,179 | $5,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.