426 Oak Creek Road, Seneca, SC, 29678 | $819,900

Tucked away on more than 16 acres of beautiful pasture land, 426 Oak Creek Road delivers the privacy, space, and versatility that so many buyers are searching for—but rarely find this close to town. With the home barely visible from the road, the setting feels peaceful and secluded while remaining just minutes from shopping, dining, and access to Lake Keowee and Lake Hartwell. This 4-bedroom, 3. 5-bath, 2, 800+ sq ft home features a flexible layout with the owner’s suite conveniently located on the main level, along with spacious living areas designed for both everyday comfort and entertaining. Downstairs, the walkout basement includes three additional bedrooms, two full bathrooms, and nearly 600 square feet of unfinished space ideal for storage, a workshop, gym, or future expansion. Outdoor living is where this property truly shines. The in-ground pool area has been upgraded with low-maintenance turf, creating a clean and functional space to relax without the upkeep of traditional landscaping. A large front porch, screened back porch, and rear deck all provide incredible views of the surrounding land and peaceful countryside setting. The acreage itself is a standout feature—mostly cleared and currently farmed pasture land, creating wide-open views and a true rural feel without the responsibility of livestock ownership. A creek runs along the rear of the property, adding even more character and usability to the land. Additional features include a tankless water heater and solar panels that dramatically reduce monthly power costs, with some electric bills reportedly under $10 per month. If you’ve been waiting for a property with room to breathe, usable land, modern efficiency, and a private setting that still keeps you close to everything Seneca has to offer, this one deserves another look.

Features

  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup
  • Style: Traditional
  • Development: 203-Oconee County,SC
  • Year Built: 2017
  • Garage: 2-car Attached
  • Heating: Heat Pump
  • Cooling: Central Air,Electric
  • Basement: Full,Heated,Interior Entry,Walk-Out Access
  • Acreage: 16.38
  • Est. Taxes: $1,230
  • Lot Desc: Gentle Sloping,Level,Not In Subdivision,Outside City Limits,Pasture,Stream/Creek,Sloped,Trees
  • Elem. School: Fair-Oak Elem
  • Middle School: West Oak Middle
  • High School: West Oak High
  • Appliances: Built-In Oven,Double Oven,Dishwasher,Gas Cooktop,Disposal,Tankless Water Heater
  • MLS#: 20298891
  • Days on Market: 67 days
  • Website: https://www.raveis.com
    /prop/20298891/426oakcreekroad_seneca_sc?source=qrflyer
The data relating to real estate for sale on this Web site comes in part from the Broker Reciprocity Program of the Western Upstate Association of REALTORS®, Inc. and the Western Upstate Multiple Listing Service, Inc This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS®, Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS®, Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose.
Listing courtesy of Agent Group Realty - Greenvill   Phone: (864) 686-6786

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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426 Oak Creek Road, Seneca, SC, 29678

$819,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $655,920 $655,920 $655,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.218% 6.133% 6.183%
Monthly Tax Payment $103 $103 $103
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,880 $3,933 $5,535
Total Monthly Payment $4,074 $4,127 $5,729

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.