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470 cole Avenue, Providence, RI, 02906 | $1,425,000
This gracious 1940's classic colonial epitomizes the thoughtful combination of period detail with upgrades for today's living style. From the welcoming entry with its handsome side staircase to the light filled living room and dining room with gleaming hardwoods this house pleases with its easy flow. The updated eat in kitchen is both stylish and functional providing ample work space, cabinetry and storage. Step into a surprise! Running the length of the rear of the house is the generously sized great room with a vaulted ceiling, skylights, built in shelving and sliding glass doors opening to the patio and private yard. Completing this floor is an adjacent den/office with raised panel walls providing the perfect space for some quiet and privacy. Upstairs you will find a spacious primary suite with ample closets and a newly redesigned (never used) bathroom. Four additional bedrooms, two full baths and a laundry area complete this level. Lower level features finished space with natural light for rec room/gym, walk in cedar closet and ample storage. This well maintained home features multiple zones of heat/ac, replacement windows and a brand new roof (7 days). Located in a lovely tree lined neighborhood just steps from green spaces, walking paths and city parks its an easy stroll to the farmer's market, local shops, and restaurants.
Features
- Amenities: Highway Access,Near Hospital,Near Schools,Pool,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 10
- Bedrooms: 5
- Baths: 3 full / 1 half
- Style: Colonial
- Year Built: 1940
- Garage: 2-car Attached,Garage
- Heating: Baseboard,Central,Ductless,Electric,Forced Air,Gas,Hot Water,Steam,Zoned
- Cooling: Ductless,Central Air
- Basement: Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 3,659
- Acreage: 0.18
- Est. Taxes: $10,551
- Appliances: Dryer,Dishwasher,Exhaust Fan,Electric Water Heater,Disposal,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1408282
- Website: https://www.raveis.com
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
470 cole Avenue, Providence, RI, 02906
$1,425,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,140,000 | $1,140,000 | $1,140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $879 | $879 | $879 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,384 | $6,927 | $9,543 |
| Total Monthly Payment | $7,388 | $7,931 | $10,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB