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Step inside and experience a serene, updated interior in this split level ranch, ideally located just minutes from Wickford Village, schools, and town beaches. The flexible 4-bedroom, 2. 5-bath layout offers easy multi-level living with a functional flow between spaces. The main level features an updated kitchen and open living area with a granite peninsula, dining, hardwood floors, fireplace, and seamless access to the backyard. The primary suite serves as a private retreat on the main level, featuring a gas-powered stone fireplace, en suite bath, and French doors to the rear deck. Just a few steps up from the main level are three additional freshly painted bedrooms and a full bath. The lower level expands your living options and includes a media room, mudroom, office, half bath, laundry, garage access, and storage. French doors lead to a spacious deck overlooking a private backyard that abuts protected green space - creating a peaceful, natural setting. Tucked on a quiet dead-end street, this property presents a compelling opportunity for buyers seeking space, versatility, and a prime North Kingstown / Wickford location. Additional features include mini-split A/C, professional-grade dehumidification system, and two storage sheds.
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$675,000
William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $418 | $418 | $418 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,325 | $3,410 | $4,484 |
| Total Monthly Payment | $3,835 | $3,920 | $4,994 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.