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Back on the market due to no fault of the seller! Step into the timeless charm of 161 E Victoria Road, a mid-century stunner that's been carefully upgraded to provide peace of mind while preserving it's unique character. This all brick home dazzles with a massive formal living room featuring a cozy gas fireplace and handcrafted built-in bookshelves. Large windows frame sunlit views of an expansive front yard that borders the quite, tree-lined street. A retreat-like den, wrapped in warm pine and floor-to-ceiling built-in bookshelves, beckons you to get cozy with your favorite book. The screened sunroom is the perfect place for a quite cup of coffee, a chat with a neighbor or just drinking in the picturesque neighborhood. The huge kitchen has been tastefully updated with durable LVP and gleaming granite. Those matching stainless steel appliances, including the refrigerator convey with the home. Although the home has a formal dining room (which could be used for an office), the kitchen has a large eat-in area flanked with two corner built-in cabinets. The cavernous primary bedroom suite, along with full bathroom and another massive bedroom round out the main floor. But there's more! Tucked away in the hall, you'll find a small, unassuming staircase leading up to the second level. There you'll find a spacious bedroom with a built-in desk. The adjacent bonus room is massive and has its own bathroom. Attic storage access can be found throughout both rooms, as well. The entire second level is its own separate living space! Wrapped in beautiful gleaming solid pine, its a secluded oasis that's perfect for a second primary suite, extended family or overnight guests. Just off the kitchen, you'll find another set of stairs that lead to the basement. This unfinished space is huge, providing tons of storage and opportunity for future living space, if desired! Outside, you'll find a large green house (with power), perfect for those who love to get their hands dirty growing flowers, veggies and other gardening joys. The elegant ribbon driveway leads to the the two-car garage (also with power), which has a work bench for those who love to tinker. The sellers have completed many updates to the home. Things like the roof, attic insulation, electrical system, plumbing, furnace and water heater have all been replaced during ownership making the systems in this classic home upgraded to today's standards. And for added peace of mind, the sellers are providing the new owner with a one year home warranty that covers air conditioning, heating, plumbing, electrical, appliances and more! As an added value, our preferred lender is offering a lender credit that can be used toward lender closing costs or rate buy down if you choose to use her for financing! Want to know more about this beautiful home? Be sure to request the "Living Here" guide that provides the inside scoop on things like utilities, amenities, investments/upgrades and much more! This home is a must see, so schedule your private showing today before its gone!
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Our Executive Mortgage Banker:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $154 | $154 | $154 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,497 | $1,665 | $2,159 |
| Total Monthly Payment | $1,726 | $1,894 | $2,388 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.