Presented by
Vicky Welch - Vicky & Team |
Step into this stunning Victorian Home built in 2010 featuring 3 Bedrooms & 3. 5 Bathrooms. Possible 4th Bedroom Bonus Room, Full Finished Basement with outside entrance, 2 Bonus Rooms & Full Bathroom. 1 car attached garage and Central A/C. Sprinkler System with 5 Zones. Living room with soaring 22-foot ceilings**, wood burning fireplace creating a bright, open, and airy space perfect for entertaining or relaxing. The **spacious dining room** offers ample room for gatherings and special occasions, seamlessly connecting to the **open-concept kitchen** with 2-year new stainless appliances, designed for both functionality and style, making meal prep and entertaining effortless. Convenience is key with a first-floor half bathroom, ideal for guests and everyday use. The **primary bedroom suite** is a private retreat, complete with **hardwood floors** and a **full private bathroom**, providing comfort and tranquility at the end of the day. Second Floor boasts a possible 4th Bedroom with closets & a second bedroom that can be a master Bedroom as well because of the size. Additional full bathroom and third bedroom on the second floor. Enjoy your own private retreat in this spacious backyard, featuring a fully fenced area perfect for privacy and safety. Dive into fun with the above-ground pool, ideal for relaxing summer days and entertaining. The expansive lawn offers plenty of space for outdoor activities, gardening, or simply enjoying the fresh air in a secure, serene setting. Ideally located close to the Long Island Expressway and Sunrise Highway, top-rated schools, shopping, the LIRR train station, and Smith Point Beach, this home combines comfort, convenience, and lifestyle. Every detail of this home is thoughtfully designed to combine elegance, functionality, and warmth, making it the perfect place to call your own.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$599,989
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.215.4990
Vicky.Welch@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,991 | $479,991 | $479,991 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $879 | $879 | $879 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,839 | $2,995 | $3,919 |
| Total Monthly Payment | $3,810 | $3,966 | $4,890 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.