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PRICE DROP! Nestled on Conservation ~ Enjoy the 'Lifestyle' of Victoria Gardens 50+ Gated, Cresswind Community ~ This lovely Homesite has Lush Landscaping and NO REAR NEIGHBORS ~ 2 split bedrooms, 2 full baths with Office / Den ~ Light & Bright ~ Features include, Ceiling Fans, Crown Moldings, Fenced backyard, Screened Enclosed Lanai, w Pavers for you to enjoy the peaceful surroundings ~ The beautiful kitchen features Upgraded 42" Cabinets, Beautiful Stone Countertops, Breakfast bar, walk-in Pantry and Natural Gas Range ~ Stylish touches continue in the spa-like owners suite, Walk-in Shower, 2 Separate Vanities and private water closet. Owner privileges include the Private Clubhouse w Dining, Bar, Card rooms, Billiard Room, Fitness Room, Resort-style heated Pool, Lighted Tennis & Pickleball Courts, Bocce Ball, Library, Crafts, Travel Clubs, Ballroom and Putting green. The Public 18 hole Golf course is just across the street in the community. Daytime, Manned Gates, Total Lawn care, reclaimed water, Fiber Optic Cable TV, Hi-speed Internet! Minutes to the Quaint, Historical downtown Deland, voted BEST MAIN STREET, Southern Charm, Blocks of culture, Boutiques & Fine Dining, Home to Stetson University. Only 20 minutes to the beautiful beaches of the east coast! Minutes to PUBLIX, Starbucks, convenient to Medical facilities, Transportation, and I-4. Appointment Only.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $306 | $306 | $306 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,366 | $1,422 | $1,878 |
| Total Monthly Payment | $1,747 | $1,803 | $2,259 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.