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Tucked away on Johns Island, this charming ranch-style home offers the perfect blend of comfort, updates, and space to enjoy Lowcountry living--all with no HOA. Inside, the open and inviting layout makes everyday living easy. The kitchen has been thoughtfully improved with additional cabinet space, creating more storage and functionality for cooking, entertaining, and daily life. Recent upgrades include a new HVAC system, adding peace of mind and efficiency for years to come. Step outside and you'll quickly see what makes this property special. The expansive fenced yard offers endless possibilities--whether you're hosting friends around the fire pit, enjoying evenings on the patio, letting pets roam, or simply appreciating the extra space that's hard to find. Located just minutes from the Limehouse Bridge and public boat launch, this home puts you close to boating, beaches, and all the dining and charm Johns Island is known for, while still offering quick access to downtown Charleston. If you're looking for room to spread out, thoughtful updates, and the freedom of no HOA, this Johns Island gem checks all the boxes.
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Our Executive Mortgage Banker:
$354,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $283,920 | $283,920 | $283,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,679 | $1,771 | $2,320 |
| Total Monthly Payment | $1,754 | $1,846 | $2,395 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.