2385 PAPPAS TERRACE, Port Charlotte, FL, 33981 | $1,290,000

One or more photo(s) has been virtually staged. RARE BRAND NEW WATERFRONT CUSTOM HOME IS A BOATERS DREAM! **$20, 000 SELLER INCENTIVE** USE TOWARDS RATE BUY DOWN, CLOSING COSTS OR CASH DISCOUNT! MOVE IN READY NOW! **MAKE AN OFFER TODAY**One of a kind CUSTOM BUILT, BRAND NEW home located right by the open water, GULF ACCESS with MILLION DOLLAR WATER VIEWS boasting 4 bedrooms, 2nd floor patio, a flex room which could be an additional bedroom and 3 full bathrooms, perfect for families, those looking for extra space or even as an investment such as renting the home as an AIRBNB OR VRBO. LARGE LAUNDRY ROOM WITH EXTRA STORAGE SPACE. HUGE OVERSIZED GARAGE can accommodate multiple vehicles! This home is ONLY 11 MILES to Englewood Beach! Enjoy waterfront living with direct access to the Myakka river and a PRIVATE BOAT DOCK right in your backyard. There is PUBLIC WATER and septic at this property. Inside you will find a split floor plan that offers both comfort and privacy. The huge great room is open to the kitchen and dinette area. Your fully equipped kitchen features a large ISLAND with QUARTZ COUNTERTOPS, shaker style cabinets including 42" upper cabinets, FRIGIDAIRE range, refrigerator, microwave and dishwasher included! The primary owner's suite is on the first floor and includes an ensuite bathroom and large walk in closet. The first floor also has a dedicated "flex room" which can be an office, exercise room or additional bedroom. Head upstairs to the GAME ROOM and additional bedrooms + full bathroom. With its spacious layout and modern amenities, this house is perfect for entertaining friends and family or simply enjoying a quiet evening at home. Enjoy Florida living the way it is meant to be with a large backyard patio near the water's edge. PLENTY OF ROOM FOR A POOL! Take advantage of the optional COMMUNITY BOAT RAMP and go boating or spend your days exploring the Gulf beaches which are just a few miles away. Don't miss out on this rare opportunity to own a beautiful BRAND NEW waterfront property in Port Charlotte. Schedule a showing today and make this house your new home sweet home! MOVE IN READY NOW! MAKE AN OFFER TODAY!

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2026
  • Garage: 2-car Driveway, Off Street
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,609
  • Acreage: 0.23
  • Est. Taxes: $2,486
  • View: Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: C7523796
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/C7523796/2385pappasterrace_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/4/2026 9:06:44 AM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-225-4663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2385 PAPPAS TERRACE, Port Charlotte, FL, 33981

$1,290,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,032,000 $1,032,000 $1,032,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.349% 6.183%
Monthly Tax Payment $207 $207 $207
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,187 $6,354 $8,709
Total Monthly Payment $6,519 $6,686 $9,041

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.