19779 MORSANI ROAD, Lutz, FL, 33558 | $649,000

With Nearly 3, 000 Sq Ft + Price Improvement + Rare 5. 125 Interest Rate Opportunity + Home Warranty!

This beautifully maintained 4-bedroom, 3-bath home with a private den and oversized bonus room now features an exceptional buyer incentive package. Located in The Reserve at Long Lake Ranch, this 2020 MI Homes Newport Bonus model offers nearly 2, 988 sq. ft. of thoughtfully designed living space, including a spacious upstairs bonus suite.

Purchase at full price and choose the option that works best for you:
Assume the current 5. 125 interest rate mortgage (subject to lender approval) and potentially save hundreds monthly compared to today’s rates,
OR
Receive a $10, 000 seller credit to apply toward closing costs or an interest rate buydown.

Plus, enjoy added peace of mind with a 1-year home warranty included.

A rare opportunity to secure space, affordability, and confidence in today’s market.

Price Improvement – Now Offered at $649, 000?

With tax season behind us and buyer demand increasing, this home stands out for what it offers and how it lives.

The open-concept layout creates a seamless flow between living, dining, and entertaining spaces. At the center of the home is a well-appointed kitchen with quartz countertops, a large island, premium cabinetry, and stainless-steel appliances with double ovens.

The owner’s suite provides a comfortable retreat with natural light, dual vanities, a walk-in shower, and a spacious walk-in closet.

Upstairs, the bonus suite with its own bedroom and full bath offers flexibility for guests, multigenerational living, or a private space.

Set on a quiet, low-traffic street and facing open green space, the home offers peaceful views and added privacy that are difficult to find in many suburban communities.

Enjoy outdoor living on the covered lanai, ideal for relaxing or entertaining.

Residents of The Reserves at Long Lake Ranch have access to resort-style amenities, including a pool, tennis and pickleball courts, basketball courts, playgrounds, a dog park, walking trails, and a 50-acre lake with dock access.

Opportunities like this, combining space, incentives, and location, are limited at this price point.
Schedule your private showing today.

Features

  • Amenities: Basketball Court, Clubhouse, Park, Pickleball Court(s), Playground, Pool, Tennis Court(s), Trail(s), Wheelchair Access
  • Rooms: 13
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2020
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,988
  • Acreage: 0.14
  • Est. Taxes: $12,674
  • HOA Fee: $135 Annually
  • Lot Desc: In County, Landscaped, Sidewalk
  • View: Park/Greenbelt
  • Elem. School: Lake Myrtle Elementary-PO
  • Middle School: Charles S. Rushe Middle-PO
  • High School: Sunlake High School-PO
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: W7884160
  • Days on Market: 42 days
  • Website: https://www.raveis.com
    /prop/W7884160/19779morsaniroad_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/8/2026 5:17:08 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-847-4444

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

19779 MORSANI ROAD, Lutz, FL, 33558

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $1,056 $1,056 $1,056
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,071 $3,197 $4,208
Total Monthly Payment $4,219 $4,345 $5,356

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.