|
Welcome to Stony Hollow, a fabulous gated community where comfort meets convenience in the heart of Port Jefferson Station. This bright and airy first-floor co-op offers a spacious two-bedroom layout with one full bathroom, perfect for easy, single-level living with ample closet space and close proximity to laundry center. Freshly painted and move-in ready, this home features brand-new carpeting, new air conditioning units, and a newly installed private fence enclosing your own peaceful patio retreat. The galley kitchen flows seamlessly into the dining area, creating an open concept layout that continues into the generously sized living room. Sliding glass doors lead directly to the private patio, ideal for morning coffee or evening relaxation. Natural light fills the living space, creating a warm and inviting atmosphere perfect for both everyday living and entertaining. Residents enjoy a range of amenities, including a swimming pool, playground, BBQ area, on-site laundry facilities, a car-wash station, and community garden plots. Common charges cover it all, including property taxes, water, heat, gas for cooking, trash removal, cable/internet with the Optimum Silver package, snow removal, and exterior maintenance. Pet-friendly (with restrictions), this community offers easy access to major highways, shopping, the LIRR, Stony Brook University, Stony Brook Hospital, Mather & St. Charles Hospital, the Village of Port Jefferson, the Port Jeff Ferry, and local beaches. Don’t miss this opportunity to own a move-in-ready home in a prime location with exceptional amenities!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$279,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $223,999 | $223,999 | $223,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,342 | $1,397 | $1,845 |
| Total Monthly Payment | $1,417 | $1,472 | $1,920 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.