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Under contract-accepting backup offers. OPPORTUNITY IS KNOCKING in highly coveted NW Bradenton with an assumable $121k FHA loan at 3. 75% for owner occupants, NO short-term rental restrictions (VRBO!), NO deed restrictions—and all only minutes to the BEACH! This TRUE 3-bed, 2-bath BLOCK home is ready for a fresh start (due to deferred maintenance…plan on a new roof & AC) and priced accordingly. With no awkward garage or patio conversions, you avoid paying a premium for a semi-remodel that isn’t your style or wasn’t done properly—just SOLID BONES (from back when homes were built to last) and a layout you can modify and update to your taste on your own timeline. Inside, you’ll find surprisingly large bedrooms, plenty of closet space, a living/dining combo, and an additional dining/family room off the galley kitchen. This flexible layout offers plenty of potential for a big kitchen, great room, home office, or playroom—just bring your imagination and your general contractor. Then step outside to a LARGE FENCED YARD that provides privacy and plenty of room for pets or little ones to run. Thanks to the OVERSIZED . 32-acre homesite, TWO-CAR attached garage, extended parking pad, and no deed restrictions, there’s ample space for extra cars, RVs, or boats. And with Warner’s Bayou and Palma Sola Causeway BOAT RAMPS just minutes away, you can be on the Manatee River, Palma Sola Bay, the Intracoastal, or the Gulf in no time. This location is truly unbeatable. In the heart of NW Bradenton, you’re close to every SHOPPING AND DINING convenience imaginable, plus Blake Hospital, downtown Bradenton, and numerous parks—including GT Bray Park (with 20 pickleball courts), Bradenton Riverwalk, Desoto National Memorial, Palma Sola Botanical Park, and Robinson Preserve (a great place to hike, bike, and kayak). And of course, the sugar-sand beaches of ANNA MARIA ISLAND are only minutes away. If you’re looking for a GREAT DEAL on a great house in an A+ location, this is it, and best of all, it’s priced to sell, so don’t wait.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $189 | $189 | $189 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,601 | $1,643 | $2,159 |
| Total Monthly Payment | $1,865 | $1,907 | $2,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.