Charming ranch set on a spacious 1/4-acre lot, offering the perfect blend of original character and thoughtful updates. This 3-bedroom, 1. 5-bath home features a great layout with generously sized rooms and endless potential to make it your own. The heart of the home is the oversized kitchen, complete with stainless steel appliances and abundant space for cooking, gathering, and entertaining. The expansive primary bedroom offers comfort and privacy, highlighted by its own convenient half bath. Two additional bedrooms provide flexibility for guests, or a home office. A bonus room adds valuable extra living space—ideal for a den, playroom, or workspace. The home has Central air, 200 amp electric and also includes a 1. 5-car garage and sits on a flat, usable property with room to relax or entertain outdoors. Oil tank is newer and above ground. While some updates are still needed, this home presents an incredible opportunity to customize and add value in a highly desirable location within the Northport–East Northport School District. With taxes under $10, 000, this is an exceptional find you won’t want to miss!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,992 | $479,992 | $479,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $786 | $786 | $786 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,839 | $2,955 | $3,890 |
| Total Monthly Payment | $3,717 | $3,833 | $4,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.