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WELCOME HOME to your very own private courtyard oasis in the highly coveted community of Mill Creek! Nestled on nearly half an acre, this beautifully situated property offers exceptional privacy with generous space between neighbors, all within a lush, wooded community setting that feels like country living—yet remains conveniently close to everything. A grand circular driveway greets you, the front door opens into a stunning private courtyard featuring a sparkling heated pool and spa. Designed for both relaxation and entertaining, this serene outdoor space offers the ultimate in privacy while you soak up the Florida sunshine. This is not your average cookie cutter home. This unique and spacious floor plan stands apart from the ordinary. This 3 bedroom, 3 bath home showcases high ceilings, a open greatroom with formal dining area with a charming breakfast nook just off the kitchen. The kitchen is appointed with 42"oak cabinets with crown molding, granite counters and stainless steel appliances and a breakfast bar overlooking the great room. The primary suite is generously sized and features an expansive walk-in closet and a luxurious ensuite bath complete with dual vanities, a makeup vanity, garden tub, and walk-in shower. The second bedroom is currently utilized as a den, while the third bedroom—a detached casita with its own private bath—is perfect for guests, a teenager, or an in-law suite. The casita would also be perfect for an art studio or craft room. Nearly every room in the home opens to the tropical courtyard, seamlessly blending indoor and outdoor living. Recent updates include a whole home generator 2020, new roof in 2022, and new hurricane impact windows (excluding sliders) 2025. Enjoy the beauty of Mill Creek’s canopy of stately oaks and lush landscaping, along with the convenience of quick access to I-75, top-rated schools, shopping, dining, downtown Bradenton, Lakewood Ranch, hospitals, the airport and more! Low HOA fees and no CDD fees! Plus, you’re just a short drive to the world-famous white sand beaches of Florida’s Gulf Coast!
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Our Executive Mortgage Banker:
Our Insurance Division:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $293 | $293 | $293 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,816 | $2,931 | $3,858 |
| Total Monthly Payment | $3,201 | $3,316 | $4,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.