11520 132ND AVENUE, Largo, FL, 33778 | $494,500

Under contract-accepting backup offers. Discover the best of Florida living in this BEAUTIFULLY MAINTAINED 3-BEDROOM, 2-BATH, 2-CAR GARAGE POOL HOME in the highly desired HEATHER HILLS neighborhood of Largo. Just minutes from INDIAN ROCKS BEACH, this home offers the perfect blend of comfort, privacy, and opportunity.
Inside, an OPEN FLOOR PLAN features a SPLIT-BEDROOM LAYOUT for added privacy. The heart of the home includes a warm stone-wrapped wood-burning fireplace in the BONUS ROOM, flowing effortlessly into a LARGE SCREENED BACK PORCH—perfect for morning coffee, game nights, or year-round poolside relaxation. The kitchen features black appliances, tiled flooring, and a functional layout ideal for entertaining.
The spacious primary suite includes a WALK-IN CLOSET, an ensuite bath with a WALK-IN SHOWER, a separate vanity area, and sliding doors to the screened porch. Two additional bedrooms with generous closet space share a well-appointed bath with a TILED TUB/SHOWER combo. Both bathrooms feature durable tile flooring.
Step outside to your private oasis with a SPARKLING INGROUND POOL and an OVERSIZED, FULLY FENCED BACKYARD with tall privacy fencing and ROOM TO PARK YOUR BOAT, RV, and more—ideal for pets, play, and outdoor living.
With NO HOA, NO REQUIRED FLOOD INSURANCE (FLOOD ZONE X and NON-EVACUATION), and a peaceful location near Largo Mall, Seminole City Center, the Pinellas Trail, parks, dining, golf, medical facilities, and airports, this move-in-ready home is packed with potential. Whether you're seeking a full-time residence, seasonal retreat, or smart investment, this property checks every box. Schedule your private showing today and embrace the ultimate Florida lifestyle.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1980
  • Garage: 2-car Garage Door Opener, On Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,653
  • Acreage: 0.26
  • Est. Taxes: $1,929
  • Lot Desc: Level, Oversized Lot, Sidewalk
  • Elem. School: Fuguitt Elementary-PN
  • Middle School: Osceola Middle-PN
  • High School: Seminole High-PN
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8488462
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/TB8488462/11520132ndavenue_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/19/2026 9:32:09 AM)
Listing courtesy of PLUMLEE GULF BEACH REALTY   Phone: 727-595-7586

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11520 132ND AVENUE, Largo, FL, 33778

$494,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $395,600 $395,600 $395,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $161 $161 $161
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,340 $2,404 $3,206
Total Monthly Payment $2,576 $2,640 $3,442

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.