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436 BAHIA BEACH BOULEVARD, Ruskin, FL, 33570 | $420,000
Maintenance-free Key West–style townhome located in the highly sought-after waterfront resort community of Little Harbor Resort on the shores of Tampa Bay. This beautifully updated 3-bedroom, 3-bath residence offers the perfect combination of full-time living, vacation retreat, or high-performing income property.
Ideally positioned with direct access to Tampa Bay and the Gulf of Mexico with no locks or bridges, this property is a boater’s dream. Enjoy breathtaking sunsets and sweeping water views from multiple private balconies overlooking Tampa Bay, and a coastal preserve where dolphins and manatees are often seen during your morning or evening walks.
The interior features a fully remodeled kitchen (April 2023) with stainless steel appliances and granite countertops overlooking the main living area and water views. Two spacious bedrooms include private balconies and ensuite bathrooms, while a third bedroom and full bath provide additional flexibility. Recent updates include new carpet and waterproof vinyl flooring (April 2023), a semi-remodeled primary bath (April 2023), new HVAC (February 2023), water heater (December 2022), added downstairs pantry (November 2025), and fresh interior paint (February 2025). A convenient laundry area with stackable unit, roll-down screens on the living room balcony, and quality finishes throughout make this property truly move-in, turn key property.
Additional features include a large garage with ample indoor and outdoor storage for beach gear, bikes, fishing equipment, or a golf cart.
Resort-style amenities available to owners and guests include multiple pools, private resident-only beach with daily setup of two chairs and an umbrella, private pier, two waterfront restaurants, tennis and pickleball courts, dog park, playground, arcade, game room, full-service marina, high and dry storage, and access to two boat clubs.
Located just a short drive from some of Florida’s most renowned beaches including Siesta Key, Anna Maria Island, and Fort De Soto Park, as well as nearby nature parks along Tampa Bay. Enjoy easy access to Tampa’s vibrant dining, shopping, cultural attractions, professional sports, concerts, and year-round events. An exceptional opportunity to own a piece of Florida’s waterfront lifestyle, see this one today! **Ask us about our Preferred Lender Incentive available where you could save thousands $$$**
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 3 full
- Laundry: Laundry Closet
- Style: Key West
- Year Built: 2007
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,417
- Acreage: 0.04
- Est. Taxes: $5,485
- HOA Fee: $751 Monthly
- View: Water
- Pet Policy: Number Limit, Yes
- Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
- MLS#: TB8487130
- Days on Market: 38 days
- Website: https://www.raveis.com
/prop/TB8487130/436bahiabeachboulevard_ruskin_fl?source=qrflyer
Listing courtesy of RE/MAX COLLECTIVE Phone: 813-438-7841
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
436 BAHIA BEACH BOULEVARD, Ruskin, FL, 33570
$420,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $336,000 | $336,000 | $336,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $457 | $457 | $457 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,988 | $2,069 | $2,723 |
| Total Monthly Payment | $2,520 | $2,601 | $3,255 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388