9770 SW 97TH PLACE, Ocala, FL, 34481 | $249,000

MOTIVATED SELLER! One of a kind Winthrop model with 3-bedrooms, 3-bathrooms, bonus room, split plan, Florida room, inside laundry, covered lanai plus a covered area, ideal for storage. This home, located in the Crescent Ridge II area of On Top of the World, features a bright, open layout, tiled throughout and laminate flooring in the master bedroom and cathedral ceiling in the living room. The kitchen features Silestone countertops, beautiful backsplash, newer appliances, including a gas range, a large pantry and an ample eat-in kitchen area. The Florida room is perfect for entertaining and relaxing. The washer and dryer are conveniently located inside the home. Spacious master bedroom with a large walk-in closet and conveniently located ensuite remodeled master bath with soaker tub. New Roof (2019), New AC (2023), and Fresh Exterior Paint (2024). The 1. 5-car garage offers flexibility. The interior wall can be removed to easily convert back to a full 2-car garage, perfect for extra storage, a golf cart, or workshop space. Attic has extra insulation. Home has a water softener, and an irrigation system. Close to the amenities in OTOW via your golf cart: indoor/outdoor pools, 3 golf courses, 2 restaurants, multiple exercise facilities with plenty of top of the line equipment, water aerobics, yoga, exercise classes, steam and sauna, Pickleball courts, RC plane airport, RC car track, min golf, wood working, 100’s of clubs and continuing education, bocce, horseshoes, shuffleboard, billiards, game room. Social activities galore with great residents. Lawn care and landscaping, exterior painting every 7 years are included in the HOA. The amenities are too much to list. On Top of the World is Ocala's premier, gated, active 55+ community, loaded with amenities and includes golf cart access to three shopping centers.

Features

  • Amenities: Basketball Court, Cable TV, Clubhouse, Fitness Center, Gated, Golf Course, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s), Trail(s)
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 2001
  • Garage: 2-car
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,736
  • Est. Taxes: $3,471
  • HOA Fee: $479 Monthly
  • Lot Desc: Cleared
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM721481
  • Days on Market: 55 days
  • Website: https://www.raveis.com
    /prop/OM721481/9770sw97thplace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 11:17:08 PM)
Listing courtesy of ON TOP OF THE WORLD REAL EST   Phone: 866-228-5878

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9770 SW 97TH PLACE, Ocala, FL, 34481

$249,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,200 $199,200 $199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $289 $289 $289
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,227 $1,258 $1,654
Total Monthly Payment $1,591 $1,622 $2,018

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.