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MOTIVATED SELLER! One of a kind Winthrop model with 3-bedrooms, 3-bathrooms, bonus room, split plan, Florida room, inside laundry, covered lanai plus a covered area, ideal for storage. This home, located in the Crescent Ridge II area of On Top of the World, features a bright, open layout, tiled throughout and laminate flooring in the master bedroom and cathedral ceiling in the living room. The kitchen features Silestone countertops, beautiful backsplash, newer appliances, including a gas range, a large pantry and an ample eat-in kitchen area. The Florida room is perfect for entertaining and relaxing. The washer and dryer are conveniently located inside the home. Spacious master bedroom with a large walk-in closet and conveniently located ensuite remodeled master bath with soaker tub. New Roof (2019), New AC (2023), and Fresh Exterior Paint (2024). The 1. 5-car garage offers flexibility. The interior wall can be removed to easily convert back to a full 2-car garage, perfect for extra storage, a golf cart, or workshop space. Attic has extra insulation. Home has a water softener, and an irrigation system. Close to the amenities in OTOW via your golf cart: indoor/outdoor pools, 3 golf courses, 2 restaurants, multiple exercise facilities with plenty of top of the line equipment, water aerobics, yoga, exercise classes, steam and sauna, Pickleball courts, RC plane airport, RC car track, min golf, wood working, 100’s of clubs and continuing education, bocce, horseshoes, shuffleboard, billiards, game room. Social activities galore with great residents. Lawn care and landscaping, exterior painting every 7 years are included in the HOA. The amenities are too much to list. On Top of the World is Ocala's premier, gated, active 55+ community, loaded with amenities and includes golf cart access to three shopping centers.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $289 | $289 | $289 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,227 | $1,258 | $1,654 |
| Total Monthly Payment | $1,591 | $1,622 | $2,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.