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FULLY AVAILABLE AGAIN Residence 3A at The L’Isola is a beautifully updated Kips Bay condo with a private balcony, full-service amenities, and flexible ownership options. Tucked away on a quiet, tree-lined block in the heart of Kips Bay, this move-in ready one-bedroom offers the comfort, convenience, and value buyers are looking for. From the moment you walk in, the home feels bright, comfortable, and easy to live in. The spacious living area opens to a private balcony, perfect for morning coffee, fresh air, or unwinding at the end of the day. The updated kitchen is both functional and inviting, with granite countertops, stainless steel appliances, and a pass-through that keeps the space connected. The bedroom easily fits a king-size bed and features a large walk-in closet. A renovated bathroom, hardwood floors throughout, and thoughtful updates make this home truly move-in ready. The L’Isola is a full-service condominium with a 24-hour doorman, fitness center, sauna, landscaped courtyard with seating and grills, and on-site laundry. Set on a peaceful residential block, you still have Manhattan right outside your door. Great restaurants, grocery stores, transportation, and everyday conveniences are all moments away. With flexible ownership options including pied-à-terre use and up to 90% financing allowed, this is a rare opportunity whether you’re looking for a primary residence or a second home in the city. All of this at a price that’s hard to beat for the comfort, convenience, and flexibility offered. Come see it in person. It feels even larger than expected.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,029 | $1,029 | $1,029 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,234 | $3,369 | $4,448 |
| Total Monthly Payment | $4,355 | $4,490 | $5,569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.