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Welcome to 108 Oakway Drive, tucked away at the end of a quiet road, offering privacy, charm, and a move-in ready feel that’s hard to find at this price point. This 3-bedroom, 1. 5-bath home has been well maintained and gives off that “this just feels right” vibe the moment you pull up. The classic brick and siding exterior, clean landscaping, and inviting front entry set the tone before you even step inside. Inside, you’ll find a comfortable layout perfect for first-time buyers or anyone looking to simplify without giving up space. Out back is where this one really shines, a fully fenced yard ready for pets or play, plus a large screened porch that feels like a second living room. Whether it’s morning coffee or winding down in the evening, this is the kind of space you’ll actually use every day. Need extra room for hobbies or storage? Two outbuildings give you options, including one already set up for raising chickens. . . yes, fresh eggs can be part of your routine. Located in Seneca and USDA eligible, this home offers an opportunity to own with affordability, space, and a little bit of that country lifestyle… all in one.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 10.5 x 9.10 | Main |
| Bedroom3 | 12.11 x 8.9 | Main |
| DiningRoom | 10.5 x 9.3 | Main |
| LivingRoom | 16.2 x 15.8 | Main |
| PrimaryBedroom | 12.8 x 11.2 | Main |
| ScreenedPorch | 12.2 x 10.2 | Main |
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Our Executive Mortgage Banker:
$219,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $175,200 | $175,200 | $175,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,036 | $1,079 | $1,431 |
| Total Monthly Payment | $1,111 | $1,154 | $1,506 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.