277 River Road, Smithtown (Saint James), NY, 11780 | $1,200,000

Picture-perfect Center Hall Yablonski Colonial set on a flat, meticulously landscaped acre. This mint-plus residence showcases major renovations, blending timeless style with modern efficiency. The home boasts a new roof with leaf-proof gutters, new James Hardy siding, new windows and doors, all new bathrooms, new or refinished floors throughout, and new air conditioning. Designed for both elegant entertaining and everyday living, the home offers generously sized gathering rooms with new ceiling lights, hardwood floors on the first and second floors, a gourmet remodeled kitchen, and a warm, inviting den anchored by a wood-burning fireplace, a large bank of windows overlooking the back yard, and a sliding door to the young deck. Laundry has been moved to the main floor in a newly created mud room with external access to the driveway, as well as a walk-in pantry with sink. The finished lower level has new waterproof LVT flooring and provides exceptional additional space for recreation, media, workshop, work/craft space, storage, and hosting guests. Plumbing exists to add an additional full bathroom. An attached two-car garage adds convenience, including new electric garage heater, new Race Deck garage flooring, new garage doors, and a new 2nd electrical panel, while the fully fenced backyard serves as a private outdoor retreat. Enjoy a spacious new deck overlooking the spectacular 26' x 46' in-ground pool, complete with a waterfall feature, new heater, new loop-lock cover, and recent liner—ideal for summer entertaining. A new 10’ x 16’ shed with electricity can be used as a garden shed or as a pool house. Perfectly positioned near shopping, dining, wineries, beaches, and the LIRR, this exceptional property offers comfort, style, and convenience in one beautiful package.

Features

  • Town: Smithtown
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Style: Colonial
  • Year Built: 1972
  • Garage: 2-car
  • Heating: Hot Water, Oil
  • Cooling: Central Air
  • Basement: Finished
  • Approx Sq. Feet: 3,015
  • Acreage: 1.02
  • Est. Taxes: $19,904
  • Lot Desc: Back Yard, Front Yard, Landscaped, Level, Sprinklers In Front, Sprinklers In Rear
  • Elem. School: St James Elementary School
  • Middle School: Nesaquake Middle School
  • High School: Smithtown High School-East
  • School District: Smithtown
  • Pool: In Ground
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer, Wine Refrigerator
  • MLS#: 963330
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /eprop/963330/277riverroad_smithtown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Daniel Gale Sothebys Intl Rlty   Phone: 631-584-6600

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

277 River Road, Smithtown (Saint James), NY, 11780

$1,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $960,000 $960,000 $960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.110% 5.932%
Monthly Tax Payment $1,659 $1,659 $1,659
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,376 $5,756 $7,972
Total Monthly Payment $7,160 $7,540 $9,756

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.