Wake up every morning to canal views and the quiet rhythm of waterfront living — this is the lifestyle waiting for you at 1 Central Avenue in the heart of Amityville Village. Set canal-front with direct water access and a boat slip, this character-rich Cape Cod offers one of the most coveted waterfront experiences on the South Shore of Long Island. Whether you're dreaming of a home where you can step off your dock and onto the water, or simply sip your morning coffee watching the canal from your rooftop deck, this property delivers that and so much more. Built in 1949 and full of original charm, the home spans 2, 186 square feet across two levels and greets you with the kind of architectural details that simply can't be replicated — exposed beams, original stone floors with radiant heat, French doors, elegant archways, crown molding, and built-ins surrounding a wood-burning fireplace in the sunken living room. A second fireplace in the primary bedroom adds warmth and intimacy to a suite that also features two closets, a bonus room perfect as a dressing room or walk-in, and private access to a brand new rooftop deck with Trex decking overlooking the canal. The updated upstairs bathroom is a true retreat, featuring a stunning steam shower. Hardwood floors, granite counters, an eat-in kitchen, and formal dining room round out an interior that balances timeless character with everyday comfort. Beyond your own private waterfront oasis, the location is truly special. Amityville Village is a beloved South Shore community known for its charming downtown, dining, boutique shops, local breweries, and a vibrant year-round social scene — all just moments from your door. Commuters will appreciate the easy access to the Long Island Rail Road, and outdoor enthusiasts will love being minutes from Great South Bay, local marinas, and the best boating the South Shore has to offer. This is the kind of home and lifestyle people search for years — a rare opportunity to own a piece of waterfront Amityville with all the village amenities to match.
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Our Executive Mortgage Banker:
$799,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,992 | $639,992 | $639,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,351 | $1,351 | $1,351 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,837 | $3,993 | $5,272 |
| Total Monthly Payment | $5,280 | $5,436 | $6,715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.