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Main house and guest quarters. Live in the highly sought neighborhood of I'on with its charming district of shops and restaurants, tennis and swim club, fitness center with classes, boat ramp and dock, walking trails, lakes and canals. 115 Civitas was built in 2004 by Structures Building Company, one of Charleston's finest luxury home builders. The main house has 3 bedrooms and 2. 5 bathrooms. The guesthouse is a studio apartment. Inspired by the Charleston single house, the 3 bay front, side porch entry and rear french doors allow for a strikingly light interior. Large windows frame views of a remarkably private walled garden of blended English and Italian design. The width of the lot creates wraparound side and back gardens to ensure fabulous outdoor living, including porches, a dining terrace and a delightful covered "garden sitting room". The comfortable entry porch opens to a large airy living room spanning the width of the house with bookcases flanking the fireplace and five windows for brilliant natural light. An elegantly redesigned white marble kitchen is the heart of this house, conveniently adjacent to the dining area. At the rear, opening to a broad porch and overlooking the garden, is a cozy family room. The main bedroom with chic new bathroom, two guest rooms with bath, and laundry complete the second floor. *Heartpine floors throughout, strong moldings, interior shutters, new windows, redesigned kitchen, new primary bathroom. * The garage is accessed from the rear service road. Guesthouse has its own deck overlooking the garden and is ideal for extra income, office, visitors, or staff. 115 Civitas Street, 5 minutes to downtown, in the ultimate walkable neighborhood.
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Our Executive Mortgage Banker:
$1,885,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,508,000 | $1,508,000 | $1,508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.368% | 6.385% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $9,041 | $9,285 | $12,725 |
| Total Monthly Payment | $9,166 | $9,410 | $12,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.