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One or more photo(s) has been virtually staged. Set on a 0. 23-acre lot with open lawn and mature trees providing natural shade, this well-positioned duplex offers a total of 4 bedrooms, two 2 bathrooms, and 2 half baths, along with 2 separate 1-car garages, creating flexibility forextended living arrangements, rental income, or occupying one side while leasing the other. The front elevation presents a clean, balanced design with two garage doors centered side by side, a wide driveway for convenient access, and privacy walls that frame each entry courtyard, giving both units a sense of separation and personal outdoor space. As you step inside, tile flooring carries you through the main walkway, with the kitchen set both sides and the living area unfolding straight ahead, making the layout feel practical and easy to navigate. The kitchen is arranged in an L-shape with wood-look cabinetry, upper and lower storage, laminate flooring, and a dual sink, flowing naturally into the dining space where a sliding glass door opens to the side courtyard, allowing natural light to brighten everyday meals. The living room extends toward the rear and connects directly to the backyard through a large sliding glass door, offering a clear view of the open green space and creating a comfortable setting to unwind at the end of the day. The primary bedroom includes carpet flooring, a built-in closet, and private access to a half bath with tile flooring and a single vanity, while the second bedroom features carpet, two vertical windows that bring in light from different angles, and convenient access to the full bathroom complete with tile flooring and a tub and shower combination. Each garage houses a designated laundry area with washer and dryer hookups, shelving for storage, and an elevated water heater for efficiency. The backyard offers a wide grassy area shaded by established trees, providing room to relax, garden, or simply enjoy the open space, with a small patio just outside the sliding doors for easy outdoor access. Located in Spring Hill, the property is near Weeki Wachee Springs State Park where clear spring waters invite kayaking and paddleboarding, and Pine Island Beach Park for Gulf sunsets and waterfront walks, along with convenient access to shopping, dining, and daily amenities along Commercial Way, making this a property that combines practicality, income potential, and a lifestyle connected to nature.
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$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $284,000 | $284,000 | $284,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $327 | $327 | $327 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,680 | $1,726 | $2,302 |
| Total Monthly Payment | $2,082 | $2,128 | $2,704 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.