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BEAUTIFUL POND AND CONSERVATION VIEW**** A never rented or lived-in Bristol model home in the Palms at Serenoa, a quiet 55+ gated community in Clermont, FL. Enjoy gorgeous sunsets from the covered lanai, and there is plenty of room for a pool or large screen room. This amazing one-story home has three bedrooms and two full baths. This Freedom home is built on a premium lot (+$21, 000) with a rear west view overlooking a pond and conservation area, with beautiful sunset views (no fences). If you are a Disney fan, an announced connection into Orange County that is now under construction will put this home less than six driving miles to Disney World property. The Palms at Serenoa features a state-of-the-art clubhouse with a fitness center, a resort style pool, two dog parks and pickleball and bocce ball courts. HOA fees include lawn and landscape maintenance and cable TV and internet. This home includes a "Home is Connected" smart home technology package and an upgraded ADT security system which allows you to control your home with your smart device while near or away. Beyond the builder's upgrades (+$15K), many upgrades have been added, including a new hall chandelier, five ceiling fans with LED lights, remote controlled motorized shades in the dining room and master bedroom, new vinyl flooring in the bedrooms, and LED lighting and beautiful polyvinyl tile flooring installed in the two-car garage (+$2. 5K). As an added bonus, like-new washer and dryer are included. The well-appointed kitchen features an island with bar seating, plentiful cabinets with beautiful quartz countertops and Whirlpool® stainless steel appliances, as well as a separate pantry room. The master bedroom, located at the back of the house for privacy, has an ensuite bathroom with double vanity and a large walk-in closet providing substantial space for storage. A unique design feature is that the large walk-in closet has two entrances, allowing you to walk from the garage, through the laundry room directly to the closet and master bath and bedroom. An additional guest bedroom and bath with tub are located at the front of the home. The home also features a flex room which can be used as a den, office or bedroom, with a small closet.
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Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $336,000 | $336,000 | $336,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $593 | $593 | $593 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,934 | $2,151 | $2,790 |
| Total Monthly Payment | $2,602 | $2,819 | $3,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.