3450 SUNSET KEY CIRCLE, #101, Punta Gorda, FL, 33955 | $399,900

Welcome to the epitome of resort-style living in Emerald Isle at Burnt Store Marina, where this extensively updated ground-floor condo offers the ultimate in convenience and coastal comfort. Experience a true sense of arrival as you drive by the majestic Royal Palm trees and over the gated bridge and know that you have discovered your place in paradise. When you arrive to your freshly painted building, you will discover an alluring floating heated island pool & spa right outside your door - providing a true “vacation every day” experience. Inside, the light and bright thoughtfully designed residence is being offered turnkey furnished with a high quality furniture package, so you can move right in and start enjoying. The striking remodeled kitchen features new white shaker-style cabinetry, topped with elegant quartz counters and backsplash, with two yr old stainless steel appliances, all complemented by light-toned luxury vinyl plank flooring that flows seamlessly through the main living space and den/third bedroom. Handsome fixtures and plantation shutters throughout add timeless, coastal sophistication. The primary suite is a standout, customized with extensive built-ins including a dresser, TV console, cozy window seat, with additional storage for clothing and linens. Windows and sliding doors fill the room with natural light and allow convenient access to the screened lanai. The ensuite bath has been beautifully updated with marbleized tile shower walls and flooring, a frameless walk-in shower with rainfall head, built-in bench, dual sinks, and a private water closet—creating a spa-like retreat. Step outside to the lanai, where you can enjoy your morning coffee amidst a tropical landscape with pool views and warm breezes. A split floor plan offers privacy for guests, with a bright guest bedroom featuring three windows for abundant natural light, along with an updated guest bath showcasing a modern walk-in shower and attractive tile flooring. The versatile den/ third bedroom is equally well-appointed with a built-in desk, closet, and additional cabinetry — perfect for a home office or extra guest space. This residence provides maintenance-free living with all the convenience of a house, with an attached two car garage providing space for both your vehicle and golf cart. Situated on the gated peninsula of Prosperity Point, residents enjoy a marina-front walking path for an evening stroll, where they can stop and watch the sunset over the channel entrance. A deepwater marina, two restaurants, trading post grill, 27 hole golf course, pickleball, tennis and fitness center are just some of the fabulous amenities that could become part of your daily lifestyle! Come for the lifestyle…stay for life.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Gated, Pool, Spa/Hot Tub
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: EMERALD ISLE CONDO
  • Year Built: 1999
  • Common Charge: $1,660 Annually
  • Approx Sq. Feet: 1,605
  • Est. Taxes: $5,111
  • Condo Fee: $875 Monthly
  • Lot Desc: In County, Landscaped, Level, Near Golf Course, Near Marina, Sidewalk
  • View: Pool, Water
  • Water Front: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7523602
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/C7523602/3450sunsetkeycircle_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/8/2026 4:41:32 AM)
Listing courtesy of CALENDA REAL ESTATE GROUP,INC.   Phone: 941-205-8811

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3450 SUNSET KEY CIRCLE, #101, Punta Gorda, FL, 33955

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.410% 5.595%
Monthly Tax Payment $426 $426 $426
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,867 $1,970 $2,593
Total Monthly Payment $2,368 $2,471 $3,094

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.