15675 SE 89TH TERRACE, Summerfield, FL, 34491 | $269,000

Charming Summerfield Home with NO HOA and Move-In Ready Comfort! This beautifully cared for 3 bedroom, 2 bathroom home in desirable Summerfield offers comfort, functionality, and the freedom of no HOA. Featuring a desirable split floor plan, this layout provides added privacy between the primary suite and guest bedrooms—perfect for both everyday living and hosting.
Centrally located between Ocala and The Villages, this property delivers the ideal balance of convenience and affordability, placing you just minutes from shopping, dining, medical facilities, and entertainment—without the higher taxes, fees, and price points often associated with those areas.
Inside, you'll find a blend of luxury vinyl plank flooring and carpeting for durability and comfort. The kitchen features wood cabinetry and Frigidaire appliances, while a Whirlpool washer and dryer are included for added convenience. Furniture is also negotiable in the sale.
Step outside to enjoy a spacious rear screened-in lanai—perfect for relaxing or entertaining year-round. The home also includes a large garage with ample storage and an irrigation system to help maintain the landscaping with ease.
Enjoy the best of convenience and affordability in one exceptional property—schedule your private tour today before it’s gone.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75 x 125
  • Laundry: Inside, Laundry Room
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,415
  • Acreage: 0.22
  • Lot Size: 75 x 125
  • Est. Taxes: $2,451
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM721373
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/OM721373/15675se89thterrace_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 9:47:07 PM)
Listing courtesy of FRENCH REAL ESTATE CO.   Phone: 352-484-4686

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15675 SE 89TH TERRACE, Summerfield, FL, 34491

$269,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $215,200 $215,200 $215,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $204 $204 $204
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,290 $1,343 $1,773
Total Monthly Payment $1,569 $1,622 $2,052

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.