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Presented by
The Rosemarie Smith Team |
Welcome to this beautifully maintained, two-story home located in the desirable Hawks Point community of Ruskin, FL. This 3-bedroom, 2. 5-bathroom property offers a perfect blend of comfort and style, with a fantastic open-concept layout ideal for both daily living and entertaining. As you step inside, you'll be greeted by an inviting main floor featuring a bright and spacious living area. The open floor plan flows seamlessly into a dining space and a modern kitchen equipped with granite countertops, rich wood cabinetry, and stainless steel appliances. The tile flooring in the main living areas offers a clean, contemporary feel. Upstairs, you'll find three generously sized bedrooms, including a tranquil master suite with a private bathroom and walk-in closet. The two additional bedrooms are perfect for family or guests, and another full bathroom ensures convenience for everyone. A separate half-bath on the main floor is a thoughtful addition for guests. ?Enjoy the Florida lifestyle year-round in your private backyard oasis. This space has been thoughtfully designed with a screened-in patio, a covered pergola, and a paved walkway, making it an excellent spot for grilling, relaxing, or hosting gatherings. Key features of this home include: Roof (2024), providing peace of mind for years to come. An open-concept living, dining, and kitchen area. ?A dedicated laundry room. A two-car garage. Stylish interior finishes like modern light fixtures and ceiling fans. Located in a quiet, family-friendly neighborhood, this home offers a wonderful opportunity to own a piece of paradise in Ruskin. Don't miss out on this incredible property!
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$2,900
Sales Associates
William Raveis Real Estate
Phone: 860.227.5806
TheRosemarieSmithTeam@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,320 | $2,320 | $2,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $14 | $14 | $19 |
| Total Monthly Payment | $89 | $89 | $94 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.