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Pull through the gates of this exclusive, horse-friendly community along the scenic Alafia River, where lush greenery guides you to your private driveway, and the tranquil beauty of nature surrounds you at every turn. Nestled on just under 3 acres, this one-of-a-kind gated estate exudes serenity and charm, complete with a fully equipped detached guest cottage—an extraordinary feature that sets this property apart from anything else on the market. Tucked behind mature trees and carefully landscaped grounds, the estate offers unparalleled privacy and a true riverfront lifestyle. The main residence blends grandeur with comfort, showcasing soaring ceilings, rich hardwood floors, crown molding, plantation shutters, and elegant architectural details throughout. Sunlight floods the expansive living spaces through walls of French doors, seamlessly connecting indoor areas to a stunning two-story screened lanai and resort-style pool—perfect for entertaining or savoring quiet riverfront moments. The gourmet kitchen is a chef’s dream, featuring dual islands, stone countertops, stainless steel appliances, under-cabinet lighting, and a butler’s pantry. The primary suite is a private retreat with a spa-inspired bath, jetted tub, oversized walk-in shower, and custom closet with direct laundry access. First-floor living includes a guest suite with private en-suite and walk-in closet, plus an additional convenient half bath for guest, while upstairs offers generously sized bedrooms and a panoramic Florida sunroom—ideal for a home office, fitness studio, or media space. The detached guest cottage overlooks the river, providing a private sanctuary complete with a full kitchen, living area, bedroom, bath, and screened deck with fan and lighting—perfect for multi-generational living, extended stays, or a secluded getaway. A charming stairway leads down to a tucked-away riverside sitting area, ideal for morning coffee or watching the sunset. Outdoors, manicured grounds, a brick paver patio, lush lawns, mature trees, landscape lighting, and a thriving vegetable garden create a private oasis. Thoughtful upgrades and energy-efficient features add peace of mind, including paid-off solar panels, whole-home generator, new roof (2024), new pool filter (2025), water softener and reverse osmosis systems, updated 200AMP electrical panels (2023), 1. 5 HP well pump (2023), and a new dishwasher (2025). More than a home, this estate is a dreamy riverfront retreat—a rare, private sanctuary in one of Valrico’s most coveted and rarely available settings.
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Our Executive Mortgage Banker:
Our Insurance Division:
$975,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $780,000 | $780,000 | $780,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.132% | 6.259% | 6.183% |
| Monthly Tax Payment | $1,008 | $1,008 | $1,008 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,614 | $4,739 | $6,582 |
| Total Monthly Payment | $5,714 | $5,839 | $7,682 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.