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Presented by
Melanie Anderson |
Under contract-accepting backup offers. On the Intracoastal Waterway in Treasure Island's Isle of Palms, three blocks from the Gulf, this elevated custom home was designed around a very specific kind of morning. The coffee happens on the dock or one of the balconies. The dolphins swim through the canal. The sunrise over the intracoastal serves as your wake-up call.
Built in 2000 and meticulously cared for by its original owner, the home reflects genuine craftsmanship throughout. Inside, extensive built-ins, crown molding, recessed lighting, and surround sound are evident are bonus features. The chef's kitchen is appointed with 42-inch custom cabinetry, a center island, stone countertops, and a pull-up breakfast bar that opens directly into the main living areas — a floor plan built for gathering. A propane gas fireplace anchors the living room with elaborate built-in shelving for your artwork, books or treasured belongings.
French doors open to the expansive primary suite on the third floor, where a large walk-in closet and a spa-inspired ensuite make a case for unhurried mornings. The bath includes dual sinks, a dedicated makeup vanity, a soaking tub, and a walk-in shower. Two additional bedrooms, each with walk-in closets, complete this thoughtful floor plan.
Outside, a private pool and spa sit within a resort-style setting with extensive landscaping and underground sprinkers, while the private dock offers direct intracoastal access. Multiple balconies frame the waterfront from every level. A rare four-stall garage at street level serves as storage for everything your coastal life requires.
Major updates are already in place: metal roof (2019), seawall (2019), HVAC upstairs (2018) and downstairs (2022, with a two-year service warranty), pool pump (October 2024), and professionally tented (May 2025). No HOA. Need more peace of mind? The owner had a complete home inspection done prior to listing. Move right in!
Treasure Island's dining, shops, and entertainment are steps away, with John's Pass Village just minutes to the north. Downtown St. Petersburg is approximately 25 minutes and Tampa International Airport is within 40 minutes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,650,000
REALTOR
William Raveis Real Estate
Phone: 617.694.9315
Melanie.Anderson@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,320,000 | $1,320,000 | $1,320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.361% | 6.183% |
| Monthly Tax Payment | $570 | $570 | $570 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,914 | $8,127 | $11,139 |
| Total Monthly Payment | $8,609 | $8,822 | $11,834 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.