11145 3RD STREET E, Treasure Island, FL, 33706 | $1,650,000

Under contract-accepting backup offers. On the Intracoastal Waterway in Treasure Island's Isle of Palms, three blocks from the Gulf, this elevated custom home was designed around a very specific kind of morning. The coffee happens on the dock or one of the balconies. The dolphins swim through the canal. The sunrise over the intracoastal serves as your wake-up call.
Built in 2000 and meticulously cared for by its original owner, the home reflects genuine craftsmanship throughout. Inside, extensive built-ins, crown molding, recessed lighting, and surround sound are evident are bonus features. The chef's kitchen is appointed with 42-inch custom cabinetry, a center island, stone countertops, and a pull-up breakfast bar that opens directly into the main living areas — a floor plan built for gathering. A propane gas fireplace anchors the living room with elaborate built-in shelving for your artwork, books or treasured belongings.
French doors open to the expansive primary suite on the third floor, where a large walk-in closet and a spa-inspired ensuite make a case for unhurried mornings. The bath includes dual sinks, a dedicated makeup vanity, a soaking tub, and a walk-in shower. Two additional bedrooms, each with walk-in closets, complete this thoughtful floor plan.
Outside, a private pool and spa sit within a resort-style setting with extensive landscaping and underground sprinkers, while the private dock offers direct intracoastal access. Multiple balconies frame the waterfront from every level. A rare four-stall garage at street level serves as storage for everything your coastal life requires.
Major updates are already in place: metal roof (2019), seawall (2019), HVAC upstairs (2018) and downstairs (2022, with a two-year service warranty), pool pump (October 2024), and professionally tented (May 2025). No HOA. Need more peace of mind? The owner had a complete home inspection done prior to listing. Move right in!
Treasure Island's dining, shops, and entertainment are steps away, with John's Pass Village just minutes to the north. Downtown St. Petersburg is approximately 25 minutes and Tampa International Airport is within 40 minutes.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 48 x 100
  • Laundry: Inside
  • Year Built: 2000
  • Garage: 4-car Under Building
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,357
  • Acreage: 0.11
  • Lot Size: 48 x 100
  • Est. Taxes: $6,842
  • Lot Desc: City Lot, Landscaped, Near Marina, Near Public Transit
  • View: Pool, Water
  • Water Front: Yes
  • Elem. School: Azalea Elementary-PN
  • Middle School: Azalea Middle-PN
  • High School: Boca Ciega High-PN
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: TB8488710
  • Days on Market: 44 days
  • Website: https://www.raveis.com
    /eprop/TB8488710/111453rdstreete_treasureisland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 10:17:10 PM)

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NMLS Mortgage Loan Originator ID 1017266

508.335.8179

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11145 3RD STREET E, Treasure Island, FL, 33706

$1,650,000

Melanie Anderson

REALTOR

William Raveis Real Estate

Phone: 617.694.9315

Melanie.Anderson@Raveis.com

Michael Cartier

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.335.8179

Michael.Cartier@raveis.com

NMLS Mortgage Loan Originator ID 1017266

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,320,000 $1,320,000 $1,320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.361% 6.183%
Monthly Tax Payment $570 $570 $570
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,914 $8,127 $11,139
Total Monthly Payment $8,609 $8,822 $11,834

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.