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Presented by
Harry Finer - The Finer Team |
188 River Drive, Moriches, NY, 11955 | $775,000
Are you looking for a true single-level living Ranch in a 24-hour guard-gated 55+ community with no one above or below. This 2-bedroom, 2-bath condo offers a comfortable, easy layout with a custom eat-in kitchen with new center island, new baths, new flooring throughout, and a bright den ideal for everyday living or large dining room. Open spacious floor plan. Two-car garage provides added convenience and storage. All New windows, 2 new sliding doors and two new skylights are already installed. Located near the clubhouse and marina with access to community amenities. Low taxes. Updated where it counts!
Features
- Parking: Attached, Driveway, Garage, Garage Door Opener
- Heating: Natural Gas
- Cooling: Central Air
- Levels: 1
- Amenities: Boat Dock, Clubhouse, Fitness Center, Gated, Landscaping, Maintenance Grounds, Pool, Security, Snow Removal, Tennis Court(s)
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Unit
- Complex: The Waterways
- Year Built: 1987
- Common Charge: $980 Monthly
- Approx Sq. Feet: 2,100
- Est. Taxes: $4,873
- Adult Communities: Yes
- Elem. School: William Floyd Elementary School
- Middle School: William Floyd Middle School
- High School: William Floyd High School
- School District: William Floyd
- Pet Policy: Call
- Appliances: Dishwasher, Dryer, Gas Oven, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
- MLS#: 976060
- Days on Market: 45 days
- Website: https://www.raveis.com
/prop/976060/188riverdrive_moriches_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Harry Finer - The Finer TeamSales Vice President
860.882.4911
Harry.Finer@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1014636
860.463.1745
Russell.Baboff@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian KellyInsurance Sales Director, William Raveis Insurance
860.655.6934
Brian.Kelly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
188 River Drive, Moriches, NY, 11955
$775,000
Harry Finer - The Finer Team
Sales Vice President
William Raveis Real Estate
Phone: 860.882.4911
Harry.Finer@raveis.com
Russell Baboff
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $406 | $406 | $406 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,717 | $3,868 | $5,107 |
| Total Monthly Payment | $4,215 | $4,366 | $5,605 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535