109 WILD SAGE Drive, St Johns, FL, 32259 | $890,000

Welcome to the Verona, a beautifully crafted two-story premium home by Mattamy, offering 3, 400 square feet of elegant and functional living space on a spacious 70-foot wide rectangular lot--perfectly suited for a future pool or your own private outdoor oasis. The west-facing backyard showcases breathtaking sunset views, creating the ideal backdrop for relaxing evenings.

A charming front porch welcomes you into a dramatic two-story foyer, setting the tone for this expansive and thoughtfully designed home. Just off the entry, a versatile flex room offers the perfect space for a sitting area, home office, or private study. The hallway opens into a bright, open-concept living area featuring a gourmet kitchen with a large island, seamlessly connected to the dining and family rooms--ideal for both entertaining and everyday living. The first floor also includes a private guest suite with an ensuite bath, offering flexibility for multi-generational living, visiting guests, or a comfortable teen retreat. Upstairs, the well-designed five-bedroom, four-bath layout continues with a spacious loft, perfect for a media room, playroom, or additional living space. The luxurious owner's suite serves as a peaceful retreat, complete with a generous walk-in closet and a beautifully appointed bath designed for comfort and relaxation. Located in the highly sought-after Arbors at RiverTown, residents enjoy an exceptional lifestyle with resort-style amenities, community events, scenic walking and biking trails, dog parks, playgrounds, sports courts, and multiple gathering spaces. With endless opportunities to connect and stay active, RiverTown offers a vibrant and welcoming community atmosphere. This home won't last long! Enjoy a $1, 000 closing cost credit when using the preferred lender.

Features

  • Amenities: Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s), WaterRestaurant
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Style: Craftsman
  • Year Built: 2024
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,422
  • Acreage: 0.22
  • Est. Taxes: $14,225
  • HOA Fee: $50 Annually
  • View: Pond, Protected Preserve, Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Hallowes Cove Academy
  • Middle School: Hallowes Cove Academy
  • High School: Bartram Trail
  • Appliances: Dishwasher, Double Oven, Dryer, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: 2136601
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/2136601/109wildsagedrive_stjohns_fl?source=qrflyer
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Listing courtesy of Herron Real Estate LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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109 WILD SAGE Drive, St Johns, FL, 32259

$890,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $712,000 $712,000 $712,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.259% 6.203%
Monthly Tax Payment $1,185 $1,185 $1,185
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,155 $4,326 $6,008
Total Monthly Payment $5,432 $5,603 $7,285

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.