405 SHORE DRIVE E, Oldsmar, FL, 34677 | $484,900

Welcome to this beautifully updated 3-bedroom, 2-bath pool home with water views, located in one of the area’s most desirable waterfront communities!

This home has been thoughtfully renovated and fully repaired following the recent storm, with all work completed with proper county permits—offering peace of mind and true move-in-ready confidence.

Step inside to find a modern, open feel with high-end luxury vinyl plank flooring throughout and a freshly painted interior and exterior. The stunning kitchen is the heart of the home, featuring a large center island, sleek finishes, and brand-new stainless-steel appliances—perfect for both everyday living and entertaining.

The spacious living room provides plenty of room to gather, with beautiful views overlooking the pool and backyard. The split floor plan offers privacy, with two secondary bedrooms and a fully remodeled guest bathroom on the main level.

Upstairs, the primary suite is a true retreat—bright and expansive with dual closets and a beautifully designed ensuite featuring a double vanity, lighted mirror, and a glass walk-in shower. Enjoy your morning coffee or unwind in the evening from your private balcony with peaceful water views of Tampa Bay.

Major upgrades include a brand-new A/C system (2025) along with an additional mini-split A/C in the primary suite for enhanced comfort. The home also features an indoor laundry room and a versatile space ideal for a workshop, hobby area, or additional storage.

Outside, enjoy your private in-ground pool and newly refreshed landscaping, perfect for relaxing or entertaining year-round.

Ideally located near nature preserves, scenic trails, kayak launches, and local favorites like Mobbly Bayou, R. E. Olds Park, and more—this home offers the perfect blend of modern living and outdoor lifestyle.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75 x 100
  • Laundry: Inside, Laundry Room
  • Year Built: 1959
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,864
  • Acreage: 0.17
  • Lot Size: 75 x 100
  • Est. Taxes: $4,060
  • Pool: In Ground
  • Appliances: Microwave, Range, Refrigerator
  • MLS#: O6393560
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6393560/405shoredrivee_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/27/2026 4:02:26 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

405 SHORE DRIVE E, Oldsmar, FL, 34677

$484,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $387,920 $387,920 $387,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.557% 5.920%
Monthly Tax Payment $338 $338 $338
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,326 $2,420 $3,195
Total Monthly Payment $2,739 $2,833 $3,608

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.