17974 SE 123RD TERRACE, Summerfield, FL, 34491 | $349,000

Stonecrest is a 55+ gated golf course community with all the amenities and 4 pools, and just a Bridge Away By Golf Cart To The Villages! Completely Remodeled in 2026! Stunning 3/2 Chestnut with a 2 Car Garage on a Low Traffic, Quiet Cul De Sac Lot with Room for a Pool, and the Front of the Home facing Open Green Space, great for walking your dog! ROOF 2022! New Hot Water Heater with Pressure Relief Tank 2026! This Remodeled Chestnut Has New Stainless Steel Wrapped Lines Installed Under All Sinks, Line to Refrigerator, Dishwasher, Washer, and Commodes! HVAC Installed 2016, and serviced/inspected November 2025. All Ducts Cleaned August 2025. This Home Presents Tremendous Curb Appeal Featuring New Exterior Paint, Freshly Painted Concrete Driveway, Walkway, Newly Painted Light Post with New Sensors & Freshly Painted Front Entrance, New Flag Pole & Flag, New Downspout Extensions, Professionally Cleaned Windows, New Meticulous Professional Landscaping, and an Elegant Covered Front Entrance! Upon entering this Remodeled Chestnut, you are greeted with Vaulted ceilings, New Interior Paint, New Lighting, New Luxury Vinyl Plank Flooring, and an Open Concept, & Split Floor Plan! The Dining and Living area combination creates a Spacious Gathering area, Perfect for Entertaining! The Living area offers sliding door access to the Lanai providing both convenience, and accessibility! The Open Kitchen showcases New LED Recessed Lighting, New Granite Countertops, New Subway Tile Backsplash, New Stainless Appliances, Completely Updated & Professionally Disassembled, and Painted Wood Cabinetry with Under & Over Cabinet Remote Controlled LED Lighting, Pantry closet, Eat in Area, and Private access to the Lanai. The Split Floor Plan offers the Utmost Privacy for both the Owners and their Guest, with the Primary Suite situated on one side of the home while the guest bedrooms and guest bathroom are located on the opposite side of the home. The Luxurious Primary Suite offers a Walk in Closet with Built Ins, and an En Suite bathroom. The En Suite features a New Two Sink Vanity, Updated Shower with New Custom Frameless Door, and a Private Water Closet! Guest bedrooms Two, and Three offer nice size built in closets, providing your guests with Convenience, and Privacy! The Guest bathroom showcases a New Mirror, Nice Size Vanity, and a Tub & Shower combination. The Inside Laundry room features a New Washer & Dryer, Utility Sink, and Additional Cabinets! Retreat to the Enclosed Lanai which offers New Flooring, and creates a Fabulous Additional Living Space, Perfect for Dining, Enjoying Beautiful Tropical Breezes, and Admiring Gorgeous Florida Sunsets! The Freshly Painted Back Patio is sure to be an exceptional space for Backyard BBQ's, or just relaxing in the Nice Size Backyard with Room for a Pool, and Professional Privacy Landscape! There is plenty of room for storage in the 22 x 23 Freshly Painted Garage with New Paint & Epoxy Coated Flooring! This Home Is Like New, and offers a Fantastic Location, Exceptional Outdoor Space, and Updated Features! Stonecrest is a community with Private Roads, and is a 55+ Gated Golf Course Community with All the Amenities, pools, pickleball courts, softball, 18 hole championship golf course, Broad Stripes Golf & Social Club and over 80 different clubs to join, you will find your days filled with activities! A WONDERFUL LIFESTYLE AWAITS YOU IN STONECREST!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 71 x 132
  • Laundry: Inside, Laundry Room
  • Year Built: 2004
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,617
  • Acreage: 0.22
  • Lot Size: 71 x 132
  • Est. Taxes: $184,954
  • HOA Fee: $152 Monthly
  • Lot Desc: Cul-De-Sac
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: G5109975
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/G5109975/17974se123rdterrace_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 9:47:08 AM)
Listing courtesy of RE/MAX PREMIER REALTY LADY LK   Phone: 352-753-2029

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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17974 SE 123RD TERRACE, Summerfield, FL, 34491

$349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,200 $279,200 $279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $15,413 $15,413 $15,413
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,719 $1,763 $2,319
Total Monthly Payment $17,207 $17,251 $17,807

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.