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Lake Hartwell Waterfront Home with Dock In Place. Situated on a . 33 acre level lot with lake views in Merry Hill Estates in calm cove just off the main channel. Located just minutes from I-85 and Anderson for shopping, dining , and medical. This three bedroom and two full bath single level home has a nice split bedroom plan with large screened porch overlooking the lake. The welcoming front porch with stone surround draws you in to the open dining and living room with gas fireplace, cathedral ceilings, and LVP flooring throughout. Cooks will love that the kitchen is open as well to the living area with additional seating at bar. Nice laundry room located off kitchen. Master suite is quite spacious with walk-in closet. The bath has double vanity, walk-in shower and separate tub. Additional bedrooms are also spacious and additional full bath was designed for handicap access. Outdoors enjoy lakeside living on the screened porch or stroll to the dock for lake access. Included is a storage shed to house lake toys. New roof, windows, gutters, HVAC, flooring, kitchen & baths in 2017. Vacation rental is allowed. No HOA.
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Our Executive Mortgage Banker:
$674,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $539,920 | $539,920 | $539,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $983 | $983 | $983 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,324 | $3,413 | $4,484 |
| Total Monthly Payment | $4,399 | $4,488 | $5,559 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.