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Welcome to this well-maintained 2-bedroom home in White Plains offering a great opportunity for buyers seeking space, value, and convenience in a competitive market. This residence features a thoughtfully laid out floor plan with a more defined living space, a pass-through kitchen, and a beautifully updated bathroom, one of the standout features of the home. Compared to other units currently competing in the market, this home offers buyers a chance to purchase a property with key updates already in place, while still leaving room to personalize over time. The bathroom renovation adds immediate appeal, and the overall condition of the home gives it a strong advantage for buyers who want something clean, comfortable, and move-in ready. Ideally located near shopping, dining, transportation, and all that White Plains has to offer, this home is perfect for buyers looking for a primary residence with both practicality and upside. Whether you’re a first-time buyer, downsizing, or simply looking for a smart purchase in a desirable area, don't miss your chance to see this incredible opportunity.
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Our Executive Mortgage Banker:
$374,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $299,600 | $299,600 | $299,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,845 | $1,918 | $2,508 |
| Total Monthly Payment | $1,920 | $1,993 | $2,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.