432 NW North River Drive, Stuart, FL, 34994 | $1,279,900

Move-in Ready | New Construction | No HOA | Stuart, FL Welcome to The Bayshore Home — a stunning new courtyard-style residence where modern coastal design meets effortless Florida living. Located just steps from the Saint Lucie River in one of Stuart's most sought-after neighborhoods, this 4-bedroom, 4. 5-bath home delivers thoughtfully designed living space with zero compromise. The main-level owner's suite offers the comfort of single-story living within a two-story home, with direct access to the private courtyard, a spa-inspired bath featuring a freestanding soaking tub, separate shower, stunning accent tile, Cambria quartz countertops, and a custom built-in closet system. The chef's kitchen is anchored by the full GE Café professional suite — 36" induction cooktop with direct exterior ventilation, double wall ovens, a wine chiller, a built-in microwave drawer, and a stainless farmhouse sink with a Moen pull-down faucet set in a generous island. Designed for both daily living and entertaining. Three sets of 10' sliding glass doors on the main level open to a lushly landscaped private courtyard accessible from the living room, dining room, and owner's suite — the defining feature of this home's indoor-outdoor lifestyle. French doors from the dining room lead to a charming side porch, and a covered front porch completes the outdoor experience. Upstairs, a spacious loft and three additional bedrooms — each well-appointed with premium carpet and upgraded padding — provide flexible space for family, guests, or a home office. Additional highlights: Wood flooring throughout the great room, kitchen, dining, owner's suite, stairs & loft Impact windows and doors throughout, including 10' sliding glass doors CBS concrete block construction for superior storm resistance GE front-load washer & dryer with steam feature + utility sink Oversized 2-car garage with epoxy flooring and high ceilings Premium Kichler lighting inside and out Professional landscaping and irrigation system Steps from newly remodeled Oleander Park and the Saint Lucie River Minutes to downtown Stuart's dining, shopping, and recreation No HOA. No restrictions. No monthly dues. This is new construction done right — quality materials, intentional design, and a location that delivers the best of Stuart, Florida. NOTE: Some listing photos have been virtually staged with digital furniture and décor to illustrate the space's potential. Virtually staged images do not represent the property's current condition. Original unstaged photos are available upon request.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Lot Size: 114x50
  • Laundry: Electric Dryer Hookup, Inside, Lower Level, Laundry Room, Sink, Washer Hookup, Laundry Tub
  • Year Built: 2026
  • Garage: 2-car Attached
  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fan(s), Electric, Zoned
  • Approx Sq. Feet: 2,855
  • Lot Size: 114x50
  • Est. Taxes: $1,253
  • Lot Desc: Corner Lot, Sidewalks
  • Elem. School: Felix A. Williams
  • Middle School: Stuart
  • High School: Jensen Beach
  • Pet Policy: Yes, No Restrictions
  • Appliances: Electric Water Heater, Cooktop, Dryer, Disposal, Dishwasher, ENERGY STAR Qualified Refrigerator, Electric Range, Microwave, Oven, Refrigerator, Water Heater, Washer, Electric Cooktop, Wine Refrigerator
  • MLS#: B26006604
  • Website: https://www.raveis.com
    /eprop/B26006604/432nwnorthriverdrive_stuart_fl?source=qrflyer
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All listings featuring the BMLS logo are provided by BeachesMLS Inc. This information is not verified for authenticity or accuracy and is not guaranteed.
Listing courtesy of Eagle & Albatross Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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432 NW North River Drive, Stuart, FL, 34994

$1,279,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,023,920 $1,023,920 $1,023,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.110% 6.097%
Monthly Tax Payment $104 $104 $104
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,975 $6,139 $8,571
Total Monthly Payment $6,204 $6,368 $8,800

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.