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Welcome to this most charming historic 1860’s farmhouse situated on 4 partly wooded acres with a private pond. The property backs up to a conservatory affording you privacy and a sense of serenity. Gardeners will love the enclosed vegetable garden and gardener's shed! This well-maintained home has been lovingly cared for by the owners for 53 years. Original wide plank flooring, beautiful wood paneling and staircase are just some of the authentic details of this home, as well as the wood burning living room fireplace with its wide molding. This light filled home with spacious rooms, is great for formal and informal entertaining. There is plenty of room to cook in the large country kitchen, equipped with newer refrigerator, dishwasher, two sinks, granite counters, more than ample cabinet and countertop space plus a pantry. Sunny breakfast area is perfect for everyday meals, while the spacious formal dining room is perfect for company. In addition to the formal living room, there is a cozy study/office with lots of built-ins its own front entrance. The three upstairs bedrooms are all unique with their layout, and the windows offer different views of the beautiful property. There’s also attic storage space and the full basement is perfect for storage space, workshop space and more. The oversized two car garage, with a second floor, can easily be a workshop area as well. This home is located within the Minisink School District, approximately 10 minutes to Rt. 17, providing a balance of secluded country living and commuter accessibility.
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Our Executive Mortgage Banker:
Our Insurance Division:
$524,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $419,600 | $419,600 | $419,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $614 | $614 | $614 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,516 | $2,618 | $3,456 |
| Total Monthly Payment | $3,222 | $3,324 | $4,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.