Presented by
Sebell-Vogt Homes |
Welcome to this spacious expanded ranch located mid-block in the heart of West Islip. This move-in ready home offers 3 bedrooms and 2 bathrooms featuring beautiful hardwood floors, soaring cathedral ceilings, and an open-concept kitchen perfect for everyday living and entertaining. Natural light pours in through the skylight, while central air conditioning ensures year-round comfort. The primary bedroom features French doors that lead directly to the backyard oasis with a semi in-ground pool, ideal for relaxing or hosting summer gatherings. The full finished basement provides additional living space, perfect for a recreation room, home office, or extended living options. The exterior offers outstanding curb appeal with vinyl siding accented by stone in the front, beautiful paver apron, walkways, and stoop! A large driveway provides ample parking, and the oversized garage is conveniently attached to the home via a breezeway. Located in the award winning West Islip School District, this property combines space, style, and comfort in a prime mid-block location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$724,000
Luxury Properties Specialists
William Raveis Real Estate
Phone: 617.251.3212
SebellVogtHomes@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $579,200 | $579,200 | $579,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $1,167 | $1,167 | $1,167 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,426 | $3,566 | $4,694 |
| Total Monthly Payment | $4,685 | $4,825 | $5,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.