322 Farmer Drive, St. Johnsbury, VT, 05819 | $499,000

Welcome to 322 Farmer Drive, where comfort and functionality are combined in a thoughtfully designed layout. Let’s start with the spacious eat-in kitchen, where you’ll find granite countertops, stainless appliances, a gas cooktop, a wall oven, and a dry bar prepped for a wine cooler. Sliding doors to the deck at both ends of the kitchen are perfect for summer barbecues and al fresco dining. Open to the kitchen, the living room benefits from an abundance of natural light, with a glass-front pellet stove to warm up on cooler nights. Boasting a built-in window seat and gas fireplace, the sitting room is equally ideal for cozying up with a book or family game nights. The second floor offers 4 bedrooms and 2 full baths. The primary suite is a true retreat, complete with a fireplace, cedar walk-in closet, and en suite bath with dual sinks, a jetted tub and separate shower. Enjoy the changing seasons from the three-season porch overlooking the backyard. The outdoor space also boasts an established garden bed that wraps around the front and side of the house, a well producing Gala apple tree, a fragrant lilac tree, landscaped walkways, a built-in fire pit, and a creek winding through. There’s a two-car attached garage with a separate enclosed storage bay for lawn equipment, garden tools, and recreational gear. The basement offers additional storage space, as well as a workshop area. Set on 0. 41 acre abutting the St. Johnsbury Forest and the trail system it contains, this property offers the perfect balance of inviting indoor living and expansive outdoor enjoyment in a desirable location close to the local hospital and St. Johnsbury Academy—a true must see!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Cape
  • Year Built: 1989
  • Garage: 2-car Garage
  • Heating: Oil,Pellet Stove,Baseboard
  • Cooling: None
  • Basement: Interior Stairs,Storage Space,Unfinished,Interior Access
  • Approx Sq. Feet: 2,495
  • Acreage: 0.41
  • Est. Taxes: $7,826
  • Lot Desc: Corner,Country Setting,Landscaped,Open,Adjoins St/Nat'l Forest,Near Golf Course,Near Paths,Neighborhood,Near Public Transportatn,Near Hospital,Private
  • School District: St. Johnsbury School District
  • MLS#: 5080582
  • Website: https://www.raveis.com
    /eprop/5080582/322farmerdrive_stjohnsbury_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/14/2026
Listing courtesy of Century 21 Farm & Forest/Burke   Phone: 802-626-4222
Listing Agent: Rachel Riendeau

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NMLS Mortgage Loan Originator ID 81725

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322 Farmer Drive, St. Johnsbury, VT, 05819

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $652 $652 $652
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,391 $2,490 $3,260
Total Monthly Payment $3,118 $3,217 $3,987

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.