|
Presented by
The Connie Widmann Team |
20 Charter Ridge Drive, Newtown (Sandy Hook), CT, 06482 | $849,000
Welcome to 20 Charter Ridge Road, a classic 4-bedroom Colonial nestled on a 1. 31 acre corner lot that offers a blend of timeless design and everyday comfort. Enjoy the views of the spectacular sunsets from the front of the house. Upon entering this warm and inviting home, you're greeted by a wide foyer that flows into the cozy living room and large dining room or straight into the kitchen. You'll love the updated kitchen with it's soft, neutral palette featuring loads of storage, granite counters, induction cook top, convection wall oven and microwave, and island with butcher block top. The french door in the eating area leads out to the deck with a view of the beautiful, private back yard perfect for outdoor entertaining. The kitchen's open design flows effortlessly into the family room with vaulted ceiling and cozy wood-burning fireplace and built in entertainment center. On the main level, you'll also find a spacious laundry room and half bath. The upper level includes the primary suite with hardwood floor, large bathroom with separate tub and shower and a large walk-in closet, as well as 3 other bedrooms with newly installed wall/wall carpet and fresh paint in the two front bedrooms, and another full bathroom filled with natural light. The partially finished basement includes room for a home office, playroom and/or gym. Don't miss this opportunity to make this wonderful home your own! Recent improvements include, a new furnace, air handler and A/C condenser installed in 2022, new 80-gallon hot water heater in 2021, new cedar posts, railings and cable railing on deck in 2021, and new insulated garage doors installed in 2018.
Features
- Town: Newtown
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Main Level
- Style: Colonial
- Year Built: 1996
- Garage: 2-car Under House Garage,Paved,Driveway
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full,Garage Access,Partially Finished
- Above Grade Approx. Sq. Feet: 3,144
- Below Grade Approx. Sq. Feet: 308
- Acreage: 1.31
- Est. Taxes: $12,292
- Lot Desc: Corner Lot,In Subdivision
- Elem. School: Sandy Hook
- Middle School: Reed
- High School: Newtown
- Appliances: Cook Top,Wall Oven,Microwave,Range Hood,Dishwasher
- MLS#: 24161540
- Website: https://www.raveis.com
/mls/24161540/20charterridgedrive_newtown_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Upper |
| Bedroom 2 | Wall/Wall Carpet | Upper |
| Bedroom 3 | Wall/Wall Carpet | Upper |
| Dining Room | Hardwood Floor | Main |
| Family Room | Vaulted Ceiling,Ceiling Fan,Entertainment Center,Fireplace,Wall/Wall Carpet | Main |
| Kitchen | Remodeled,Granite Counters,Dining Area,French Doors,Hardwood Floor | Main |
| Living Room | Hardwood Floor | Main |
| Office | Wall/Wall Carpet | Lower |
| Primary Bedroom | Vaulted Ceiling,Ceiling Fan,Walk-In Closet,Hardwood Floor | Upper |
| Rec/Play Room | Wall/Wall Carpet | Lower |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Connie Widmann TeamSales Associates
203.856.6491
Connie.Widmann@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12578
203.520.1925
Laurie.Berger@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
20 Charter Ridge Drive, Newtown (Sandy Hook), CT, 06482
$849,000
The Connie Widmann Team
Sales Associates
William Raveis Real Estate
Phone: 203.856.6491
Connie.Widmann@raveis.com
Laurie Berger
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,024 | $1,024 | $1,024 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,803 | $4,072 | $5,640 |
| Total Monthly Payment | $4,919 | $5,188 | $6,756 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524