4941 CARDINAL TRAIL, Palm Harbor, FL, 34683 | $569,000

POOL HOME + ENCLOSED BOAT STORAGE + GULF ACCESS + PRIVATE SUITE | Blue Jay Woodlands (Baywood Village) >> Some homes check a box. This one checks the list you didn't know you had. << Nestled in Blue Jay Woodlands — a quiet, established, golf-cart-friendly community in the heart of the North Pinellas coastal corridor — this oversized corner-lot home delivers the full Florida lifestyle at a fraction of the cost and complexity of direct waterfront ownership. | THE WATER | A residents-only community boat ramp sits approximately 0. 1 miles from the front door with direct Gulf of Mexico access. Enclosed boat parking is built into the property footprint. You get the boating lifestyle — without the waterfront insurance exposure. | INSURANCE ADVANTAGE | Active, transferable NFIP flood insurance policy in place (Zone AE). In a market where new flood policies are increasingly difficult and expensive to secure, this is a tangible financial advantage that conveys with the home. Coverage is already in place — ready to transfer at closing. Peace of mind from day one. | STRUCTURAL CONFIDENCE | Roof: 2021 | HVAC: 2021 | Exterior Paint: 2023 | Electrical Panel: Updated. The major capital items have been addressed — move in and enjoy. | SPACE + FLEXIBILITY | Public record reflects 2, 175 heated sq ft. A climate-controlled garage conversion brings functional interior space to approximately 2, 400 sq ft under air — buyer to verify; see floor plans. Vaulted ceilings. Dedicated family room. Separate living areas. Flexible bonus space. EV charging installed. The ground-level private suite — with its own entrance and full bath — is the feature that changes the conversation. In-laws. Adult children. Extended guests. Rental income potential. Real separation. Real privacy. Real optionality. | THE BACKYARD | Private saltwater pool. Covered patio. Fully fenced yard. Mature palms. 7, 928 sq ft corner lot with rear balcony access and an adjacent enclosed outdoor area purpose-built for boat or toy storage. This is the backyard Florida was made for. | LOCATION | 0. 5 mi to Pinellas Trail | 3. 0 mi to Sunset Beach | 3. 9 mi to Fred Howard Park | 3 mi to Downtown | 2. 5 mi to Tarpon Springs Sponge Docks | 6 mi to Dunedin | Zoned: Sunset Hills Elementary — Tarpon Springs Middle — Tarpon Springs High | 2. 3 mi to Tarpon Springs Fundamentals Magnet School (application-based) | OPTIONAL HOA | HOA participation is optional — no deed restrictions. Full recreational flexibility on your terms. | Pool. Boat storage. Gulf access. Updated systems. Transferable flood policy. Private suite. Golf-cart-friendly neighborhood. Corner lot. This is the one that does it all — without asking you to compromise on any of it.

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