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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. This 2 Bedroom 1-1/2 Bathroom with garage block home was tastefully renovated in 2023. The roof, air conditioner, 150-amp electric panel, electric water heater, and hurricane rated garage door were installed at that time. With the big expense items already done the new owner can look forward to years of carefree ownership. The house is connected to public water and sewer systems so there is no need to worry about well or septic issues. Having no HOA fees or lease restrictions make this home ideal for first time home buyers, those wanting to down-size, "snowbirds" looking for a winter getaway, or investor looking for a rental unit. It's proximity to US 19 makes this home a convenient location for access to shopping, restaurants, beaches, marinas, boating, fishing, golf courses, parks, entertainment and interstate highways. With Tampa International Airport only 23 miles away it literally makes the sky the limit to where you can go from the homesite. There are 24" by 24" porcelain tiles throughout the home for easy maintenance. The kitchen features light shaker cabinets, granite countertops, and a deep stainless-steel sink with a modern style faucet. Included with the sale is stainless-steel double-door refrigerator, range, microwave, and dishwasher; all installed in 2023 and still looking new. The large area off the kitchen will easily accommodate a dining table. From there a sliding glass door with window blinds between the panes opens to a screened lanai. The lanai floor has ne 6" x 24" wood-look porcelain planks to add beauty and easy maintenance to the space. Think about the hours you can spend out there enjoying the weather, reading a book, or just relaxing because you can. Outside the lanai are the back and side yards which were recently enclosed with a 6-foot vinyl fence. This feature provides privacy for the owner plus a safe and secure area for the family and pets. Sin-inch rain gutters and cement walkways were recently added to prevent the need to walk through wet grass or mud when approaching the entrance. Leading to the front door is a roof covered cement patio. This provides a shaded sitting area as well as shelter during a rainstorm. Beyond the front door is the living room that boarders the dining area and provides access to the rest of the house. Daylight easily streams into the bedrooms which include ceiling fans to promote cool comfort for sleeping and six-panel sliding doors for the double closets. The updated main bathroom is conveniently located just beyond the bathrooms. The garage is neat and clean with newly applied gray paint made especially for concrete floor covering. It not only looks great but makes sweeping the floor faster and easier. In addition to the hurricane rated overhead door there is a side door for access to the fenced yard. In the garage are washer and a dryer which are included in the sale. A half-bath with a toilet and a shower is also located in the garage. Think about the convenience for times when you come home in soiled cloths and a need for a shower. Both can be done without entering the house and bringing dirt inside. You can enter after being cleaned and refreshed, honestly, all the and even the cleaning has already been done. All you need to do is be the first to close the deal, move in your belongings, and begin the next chapter of your life. Don't wait. Act now while this great opportunity is available for you. You will be glad you did.
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $179,120 | $179,120 | $179,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $247 | $247 | $247 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,074 | $1,117 | $1,475 |
| Total Monthly Payment | $1,396 | $1,439 | $1,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.