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Presented by
Mary Tolnai |
Enjoy NO HOA and a large fenced yard with this 3BR/1. 5BA home in LAKE STEVENS ESTATES in the westernmost part of 33055. Walk to nearby shops and restaurants and commute easily via SR-826 or the Turnpike from Red Rd/NW 57 Ave. The home offers 1, 763 sq ft under roof including the Florida room and features tile flooring throughout. Updates includes real wood kitchen cabinets, new SS appliances, granite countertops, updated bathroom. No popcorn ceilings. IMPACT WINDOWS (2015), 2020 roof and gutters, A/C (2017), and upgraded electrical panel (2011). Electric Titan water heater and separate laundry room near the kitchen . South-facing house within a fully fenced/gated yard with large paved, covered driveway that lets you pull up to the door. Plenty of parking inside the gate and along the street. Well water. Never rented; same owner since 1982. Concrete block construction. About 6 miles from Miami Lakes Educational Center. Vacant and ready for occupancy. Unincorporated Miami-Dade County. Certificate of Reoccupancy is NOT needed as in Miami Gardens.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
Sales Associate
William Raveis Real Estate
Phone: 203.922.2771
Mary.Tolnai@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $547 | $547 | $547 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,745 | $3,624 |
| Total Monthly Payment | $3,274 | $3,384 | $4,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.