92 ALBERTA AVENUE, Ponce Inlet, FL, 32127 | $575,000

Experience the pinnacle of coastal living in this stunningly reimagined Ponce Inlet retreat. Throughout the home, a 65k countertop remodel shines with gorgeous quartzite countertops waterfalled to the floor along with full height backsplash, a large open-concept eating bar, and a dedicated wine and coffee bar—perfect for effortless hosting. The seamless flow continues with new flooring and fresh paint throughout, leading to bathrooms and laundry beautifully upgraded with quartz and granite finishes. New Roof in 2017, 2 New HVAC systems in 2019, new water heater in 2019.
Step outside to your private oasis: an opened-up backyard featuring a sparkling pool and hot tub, surrounded by an expansive area designed for premier outdoor entertaining. Beyond your front door, the location is unbeatable—enjoy the best of the "Inlet Life" with the Atlantic beach to the east, the Intracoastal Waterway to the west, and the historic Ponce de Leon Inlet Lighthouse to the south, all within minutes of the home. Plus, you’re just a short stroll from numerous local restaurants and bars, making this the perfect turnkey gem in Florida’s most serene beach community.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Lot Size: 50 x 100
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 1979
  • Garage: 2-car Garage Door Opener, Other
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,320
  • Acreage: 0.11
  • Lot Size: 50 x 100
  • Est. Taxes: $3,408
  • Elem. School: R.J. Longstreet Elem
  • Middle School: Silver Sands Middle
  • High School: Spruce Creek High School
  • Pool: Gunite, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: V4948093
  • Days on Market: 42 days
  • Website: https://www.raveis.com
    /prop/V4948093/92albertaavenue_ponceinlet_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2026 10:17:09 AM)
Listing courtesy of YETI REAL ESTATE LLC   Phone: 386 259-8191

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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92 ALBERTA AVENUE, Ponce Inlet, FL, 32127

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $284 $284 $284
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,721 $2,832 $3,728
Total Monthly Payment $3,097 $3,208 $4,104

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.