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Under contract-accepting backup offers. This charming barrier island home is perfectly suited for relaxed beachside living, offering nearly 1, 400 square feet of thoughtfully designed space ideal for both everyday comfort and entertaining. The open concept layout seamlessly connects the living and dining areas, while the spacious kitchen features a breakfast bar perfect for casual dining, hosting neighbors, or gathering with family and friends. The enclosed front porch serves as a bright and inviting Florida Room, providing a peaceful setting for morning coffee, reading, or unwinding after a day at the beach or the community swimming pool. Both bedrooms and bathrooms are generously sized, with oversized built-in closets offering ample storage and the laundry room is inside the home. Having a garage is rare in this community, measuring 11x32ft this space provides plenty of room for your car, golf cart, or motorcycle, keeping everything protected from the salt air, as well as a bonus storage room. Recent updates include a new roof (2022) and energy-efficient mini-split A/C units (2023) adding extra comfort in every room. This home sits on a high and dry lot with no rear neighbors. Located in Surfside Estates, an active 55+ resident-owned, land-share community with no lot rent, ownership includes a share in the community. The low $220/month maintenance fee covers Wi-Fi, cable, lawn care, management, and access to exceptional amenities, including a heated/cooled inground pool, fitness room, library, shuffleboard courts, rooftop deck, kayak storage, BBQ area, and a gazebo overlooking the Intracoastal. Enjoy an active lifestyle with a vibrant social club offering potlucks, holiday dinners, bingo, card games, pool tables, exercise classes, and water aerobics. Take a short walk across the street to the beach, or hop on your bike or golf cart to one of two community docks perfect for fishing, dolphin watching, or taking in breathtaking sunsets. Just minutes away, the charming town of Flagler Beach offers a variety of local restaurants and shops, while additional shopping, healthcare, and conveniences are easily accessible just over the bridge. Just in time to start enjoying beautiful summer days at the beach!
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $183,920 | $183,920 | $183,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $81 | $81 | $81 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,088 | $1,132 | $1,491 |
| Total Monthly Payment | $1,244 | $1,288 | $1,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.