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285 First Street, Yonkers, NY, 10704 | $699,999
True pride of ownership is on display here in this beautifully maintained Single-Family home, nestled on a quiet residential street in the desirable 10704 section of Yonkers. This inviting residence offers a wonderful blend of comfort, functionality, and convenience, making it an excellent opportunity for today’s buyer seeking comfort with close proximity to New York City. Upon entering, you are welcomed by a charming front foyer, creating a warm and practical entryway into the home. The main level features a comfortable living area that flows nicely into the eat-in kitchen, creating a cozy and functional layout ideal for everyday living. The kitchen is equipped with stainless steel appliances, ample cabinetry, and a practical design that makes meal preparation both easy and enjoyable. The home features two large bedrooms, each offering generous space, natural light, and a comfortable setting to relax and unwind. The layout provides flexibility to accommodate a variety of lifestyle needs while maintaining a welcoming atmosphere throughout. The lower level offers additional living space, providing excellent versatility for a family room, recreation area, or extended living needs. With added privacy and functionality, this space serves as a valuable extension of the home. The property also includes a washer and dryer, providing added convenience for everyday living. Comfort is further enhanced by a 3-zone heating system, allowing for efficient temperature control throughout different areas of the home, helping provide comfort throughout the seasons. Located within close proximity to shopping, dining, parks, schools, and transportation, this home offers convenient access to major highways and commuting options. Approximately 30 minutes to Manhattan, this property presents a great opportunity for those seeking a balance of suburban comfort and city accessibility. This home offers everything needed for comfortable living, combining practicality, convenience, and long-term value in Westchester County. Won't Last. Schedule a private tour today!
Features
- Rooms: 8
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: A-Frame, Colonial, Traditional
- Year Built: 1926
- Heating: Baseboard, Natural Gas, Other
- Cooling: Wall/Window Unit(s)
- Basement: Finished, Full
- Approx Sq. Feet: 1,296
- Acreage: 0.05
- Est. Taxes: $1,800
- Elem. School: Yonkers
- Middle School: Yonkers
- High School: Yonkers
- School District: Yonkers
- Appliances: Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Gas Oven, Gas Range, Microwave, Other, Range, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 976078
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/976078/285firststreet_yonkers_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
285 First Street, Yonkers, NY, 10704
$699,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,999 | $559,999 | $559,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.557% | 5.990% |
| Monthly Tax Payment | $150 | $150 | $150 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,357 | $3,494 | $4,613 |
| Total Monthly Payment | $3,599 | $3,736 | $4,855 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535