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With over 1500 SF under air, this spacious 2-bedroom, 2-bathroom manufactured home offers the coveted Florida waterfront lifestyle with the financial benefit of owning your land (NO lot rent!).
Step inside to find stunning luxury vinyl plank (LVP) flooring that flows seamlessly throughout, providing a modern and durable aesthetic. The spacious kitchen comes complete with a breakfast bar, closet pantry, dishwasher, and ample cabinet and countertop space. The adjacent dining area boasts a convenient built-in China hutch and views of the lake. Enjoy multiple living spaces with a large Living Room PLUS a bright and spacious Family Room/Florida Room (that is part of the original unit, not an addition. )
The Primary Suite features dual walk-in closets with full length mirrored doors and an en-suite bathroom with a double vanity, fiberglass shower enclosure, and linen closet. The second bedroom offers a walk-in closet currently housing the laundry hookups (consider relocation to the exterior workshop, if desired) and has easy access to the second bathroom (with a tub/shower combo) across the hall.
The exterior is built for enjoyment, entertainment, and convenience and includes features such as a Double Carport with a wooden ramp designed for easy access to the home; a Golf Cart Garage/Workshop that is fully wired with electrical, providing for the addition of an electric door opener in the future; a wooden side porch and rear concrete patio that lead directly down to your spacious seawall and wood dock with custom seating, perfect for recreation, fishing, and room to bring your boat!
Located in central Florida, between Tampa and Orlando, this golf cart friendly community is near the Bartow Civic Center, Bartow Public Library, and Mary Holland Park. The Floral Lakes community offers access to a stocked pond with community boat ramp and dock. Clubhouse amenities include recreation space, shuffleboard, putting green, and large heated swimming pool. Social clubs, dances, exercise, pot lucks, and MORE! Association approval is required for purchase. Call your Realtor today for more information and to schedule a showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$183,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $146,400 | $146,400 | $146,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $235 | $235 | $235 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $878 | $913 | $1,216 |
| Total Monthly Payment | $1,188 | $1,223 | $1,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.