11436 RIDGEWOOD CIRCLE, Seminole, FL, 33772 | $395,000

Under contract-accepting backup offers. Welcome home to this charming and spacious 2-bedroom, 1. 5-bath residence located in the desirable Ridgewood subdivision of Seminole! Perfectly blending character with comfort, this well-maintained home offers a bright, open floor plan with vaulted ceilings and abundant natural light throughout. From the moment you arrive, you’ll appreciate the inviting curb appeal, featuring beautiful landscaping, a freshly painted front entry porch, new lighting, gutters, and downspouts, along with a long driveway that easily accommodates multiple vehicles in addition to the one-car garage. Step inside to discover a warm and airy living space with bamboo flooring and soaring ceilings that flow seamlessly into the kitchen and great room. The versatile great room features ceramic tile flooring and offers wide-open views of the expansive backyard, perfect for relaxing or entertaining. The spacious primary bedroom includes a walk-in closet and private half bath, while the second bedroom is generously sized and ideal for guests, family, or a home office. Both bedrooms offer comfort and functionality, making the layout ideal for a variety of lifestyles. Enjoy outdoor living in the large, fenced backyard with plenty of room to add a pool or create your own private oasis. Additional highlights include, no HOA or deed restrictions, and a high-and-dry non-flood zone location for added peace of mind. Conveniently located just minutes from shopping, dining, parks, and recreation, including Seminole City Center, Walsingham Park, Heritage Park, the Seminole Community Center, library, and post office, and a short drive to the beautiful Gulf beaches, this home truly offers the best of Florida living. Don’t miss your opportunity to own this move-in-ready gem in a fantastic location!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Lot Size: 80 x 123
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 1957
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,458
  • Acreage: 0.23
  • Lot Size: 80 x 123
  • Est. Taxes: $4,945
  • Elem. School: Seminole Elementary-PN
  • Middle School: Osceola Middle-PN
  • High School: Seminole High-PN
  • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
  • MLS#: TB8488245
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/TB8488245/11436ridgewoodcircle_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/30/2026 7:32:09 AM)
Listing courtesy of ENGEL & VOLKERS TAMPA DOWNTOWN   Phone: 813-863-1986

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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11436 RIDGEWOOD CIRCLE, Seminole, FL, 33772

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.301% 6.500% 5.691%
Monthly Tax Payment $412 $412 $412
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,869 $1,971 $2,580
Total Monthly Payment $2,356 $2,458 $3,067

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.