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Special Interest Rate With Builder Paid Closing Cost Assistance Welcome to 186 Castle Hill Lane, set on a large, private lot in the gated waterfront community of Rivers Reach. Residents enjoy access to a true deep-water community dock featuring an expansive floating dock--perfect for boating, fishing, crabbing, and shrimping. Rivers Reach offers a serene Lowcountry lifestyle surrounded by scenic ponds, sweeping marsh views, and grand oak trees draped in Spanish moss. Despite its peaceful setting, the community is conveniently located just minutes from I-95 and less than 30 minutes from historic downtown Beaufort, SC. The Pocotaligo River provides easy boating access to Hilton Head, Beaufort, Fripp Island, and beyond. This home delivers the ideal balance of privacy, comfort, and convenience--a quiet retreat that feels like home the moment you arrive. Inside, the thoughtfully designed Drayton floor plan offers 2, 135 square feet of flexible living space with 4 bedrooms and 3. 5 bathrooms. A rare and highly desirable feature, the home includes two primary bedrooms: one conveniently located on the first floor, perfect for guests or multi-generational living, and a spacious primary suite upstairs. The detached garage adds charm and functionality, while the two-story layout provides both openness and privacy for everyday living. With its versatile floor plan, rare dual primary suites, and access to exceptional deep-water amenities, 186 Castle Hill Lane offers an outstanding opportunity to enjoy Lowcountry living at its finest. Whether you're seeking a peaceful retreat, an active boating lifestyle, or a home designed for both entertaining and everyday comfort, this property truly delivers. *Square footage dimensions are approximate. *The photos you see here are for illustration purposes only, interior and exterior features, options, colors and selections will differ. Please reach out to sales agent for options.
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
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$430,970
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $344,776 | $344,776 | $344,776 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,985 | $2,208 | $2,863 |
| Total Monthly Payment | $2,060 | $2,283 | $2,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.